uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


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Thursday, October 8, 2015

8873 - Aadhaar Card Giving Rise To Increasing Online Frauds In India; Should Mobile Wallets Encourage Its Usage?


Posted by: Mohul Ghosh in aadhar October 8, 2015 0


As of August, 2015, Indian Govt. has spend close to Rs 6000 crore to issue Aadhaar cards for 90 crore Indians. But it seems that a new breed of online fraudsters are fostering on the vulnerabilities of this identification tool, and siphoning off the hard earned money via illegal methods.

Considering that majority of these new Aadhaar card holders are new, first time bankers, they are falling easily for these tactics, and losing their money.

In fact, as per a report published by TOI, it was revealed that Hyderabad alone is getting 20 cases a day, related to Aadhaar card frauds. 40-50% of those who are scammed, are not even aware of this new cheating mode.

Cyberabad police’s Cyber Wing inspector Md Riyaz said, “We suspect that they could be either former or serving call centre employees. Using the confidential details of customers, money is siphoned off from the accounts of the victims,”

The Modus Operandi
As the investigative officials have discovered, there are two different ways these fraudsters are attacking Aadhaar card holders.

In the first case, a tele-caller will call you up with this script: “Hello, sir/madam, the bank has decided to link your Aadhaar number with debit card for better customer service.”

Gullible customers will happily provide them with the details they are asking; and very smartly, the fraudsters will extract details of CVV number and expiry dates (which are only known to the customer).

Immediately, these fraudsters will generate an OTP, which is received by the victim instantly. Now, the OTP will act as a further trust factor for the victim (especially the ones who have never done OTP based transactions), and they will share that as well. They think that the OTP will be used for linking their bank accounts with Aadhaar card.

Once OTP is generated and shared, the fraudsters use various ecommerce portals to purchase as many products as that 5 to 15 minute window of OTP validation provides. By the time the victims understand this, his/her bank account is debited with thousands of rupees.

The other way to trick bank customers is to ask their alternate number; and an OTP is sent to that in order to make the victim believe that indeed their bank accounts and Aadhar card is being linked.

Should Mobile Wallets Use Aadhaar Card As KYC Tool?
Freecharge has recently announced that they will be using Aadhaar cards as primary KYC (Know Your Customer) tool to validate and authenticate first time users. In fact, as an incentive, Aadhaar Card enabled wallets can have balance upto Rs 1 lakh, instead of Rs 10,000 for non-Aadhaar Card holders. Aadhaar Card holders would also be provided with door-step KYC verification by Freecharge.

Other mobile wallets such as Paytm and Oxigen have been using Aadhar card based verification since long.

In view of the recent frauds done on Aadhaar Card users, it may be advisable that mobile wallets in India display caution, while encouraging Aadhaar card usage. Although it’s not Aadhaar card which is in fault; but it’s the ignorance and vulnerability of the customers due to less information and awareness, which leads to the frauds and scams.

The customers, most of whom are first time bank and Internet users, need more training, information and awareness about the digital payment structure, and methods.

Here are some more instances of Aadhaar card frauds: Vadodara scam, Pension fraud, Another case in Hyderabad, Punjab fraud.