When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty” and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” - Edward Snowden


Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project


What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.

Thursday, April 14, 2016

9844 - Digital Wallet Loophole Inspires 5 Engineering Students To Steal Rs 8.6 Crore In Kolkata - Trak.In

We have repeatedly stated that using e-wallets of digital wallets in India is still insecure and full of security loopholes which can be exploited by hackers and anti-social elements, anytime. Money from such e-wallets are vanished without any trace, and unauthorized pizza payments are made all of a sudden.

In yet another instance of such e-robbery which should be a wake up call for banks and e-wallet firms, 5 engineering students from Kolkata were able to siphon off Rs 8.6 crore using a simple loophole in one of the digital wallets launched by a private bank.

This e-robbery continued for several months, before bank officials discovered this heist and promptly informed the police who arrested these students.

The Loophole & The Rs 8.6 Crore E-Robbery
Last December, one of the prominent private banks launched their own digital wallets, and enabled wallet-to-wallet cash transfer facility for their customers.

However, the bank wasn’t aware of a security loophole in this whole process: In case the recipient’s Internet connection is switched off, then the money is not debited from the sender’s bank account; but the bank pays the money.

Say Jack is sending Rs 1000 to Alice using this digital wallet. Now, Alice’s Internet connection on mobile is switched off when Jack sends the money. In that case, when Alice switches on her mobile, the bank will pay Rs 1000 to her and no cash would be debited from jack’s account.

This major security flaw was caught by an engineering student called Jewel Rana, who formed a gang of 5 other students, and then started exploiting it for quick cash. Within 4 months, Rs 8.6 crore were robbed from the bank.

Fault Lies In Our System As Well
While investigating the case, police were stunned to find that these students were able to procure thousands of fake SIM cards, which were used to open fake bank accounts, then digital wallets to siphon off the money.

From the border district of Murshidabad, Jewel and his gang were able to get thousands of pre-activated SIM cards, which were used to open 2000 bank accounts, and which in turn were used to open 18,000 digital wallets. These wallets were then used to siphon off money from the bank.

Joint CP (crime) Debashish Boral said, “Jewel was known to Habibur Rehman, a dealer of a mobile service provider in Murshidabad. While Jewel was the brain of the gang with the college students arranging the wallet transactions, the unaccounted and unverified SIM cards were all arranged by Habibur’s men,”

Innocent villagers from the nearby cities were given incentives to open bank account using the fake SIM cards; and these formed the base of the whole scam.

We had earlier reported how Delhi Police wants to impose a fine of Rs 1 crore on those telecom firms which doesn’t verify their customers before giving SIM cards; and this is again one classic example of how fake identity and money can do wonders in India.

Some other examples of scams and e-robbery using digital wallets:

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