uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


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Sunday, August 28, 2016

10318 - Ride digital finance wave with Aadhaar - dna India


KHYATI DHARAMSI | Tue, 9 Aug 2016-06:50am , dna
Ad

Hopping cities or lost and changed phone numbers? Apart from intimating your bank and electricity supplier, there is one additional database where you would have to update changes in correspondence details.

Else you would end up in a situation like Navi Mumbai-based senior citizen P S Banerjee who had filed his returns electronically this year. He was happy to hear that he needn't make a trip to the post-office to physically send the e-filing acknowledgement to Bangalore. Albeit, he couldn't make use of the new facility of electronically verifying the returns as his date of birth mentioned in the permanent account number (PAN) was different than his date of birth mentioned in Aadhaar. "The birthdate mentioned was erroneous and I never changed it thinking it wouldn't matter as the year was the same," said Banerjee not realising the importance of correcting the details.

When he requested for one-time password to e-verify returns, using his Aadhaar number, he couldn't do it as there was a mismatch. Being a senior citizen he was wary of netbanking and hence that mode of verification too was closed.
Not just e-verification of returns, but now Aadhaar database is being used for several other financial services, especially those linked with digital facilities.

"The advent of Aaadhar as a national identity instrument has made the KYC process extremely easy. By linking a customer's mobile number electronically to his / her Aadhaar account, the process is now much simpler and hassle free," states a BCG report titled Digital Payments 2020.

Capital market regulator Securities and Exchange Board of India (Sebi) initiated electronic customer verification starting 2016, which reduces the turnaround time to invest in mutual funds without submitting physical documents.

As a result, today fund houses and distributors are able to initiate fresh customers into MF by just asking them to fill online form, send picture of PAN card and one address proof and verify originals through a video call. But the final step is keying in the one-time password sent to the mobile number.
This mobile number isn't the one you may be using right now, but the one mentioned on your Aadhar card. Hence, if convenience is what matters and one wants to invest without any paper work then Aadhaar data would have to be updated as the KYC process is integrated with the name, phone and email address as mentioned in the Aadhar database.
Subramanya SV, co-founder of Fisdom, which offers app and web-based personal finance platform. "If the mobile number associated with Aadhaar is not the same that the investor is currently using then it would be difficult to generate the one-time password, which is essential for e-KYC verification. It doesn't take more than half an hour to change the mobile number, yet people fail to update the changes."
If the number isn't updated the customer would have to come in through the old route wherein KYC takes two to three days and requires submission of physical documents like address proof and other papers. "Aadhar-based eKYC would take merely thirty seconds and the customer can start investing in mutual funds upto Rs 50,000 per year instantaneously," points out Subramanya.
But one need not be bound by the Rs 50,000 limit. "One is permitted to invest upto Rs 50,000 per fund houses, so one can even invest Rs 1.50 lakh split with different fund houses using e-KYC. Once you cross the limit of Rs 50,000 with a fund house, finger-print verification is needed," suggests Nisarg Gandhi, CEO of fintech firm WealthTrust, which offers app based MF investing facility.
However, you shouldn't forget to match the details with the PAN database. "The name in the Aadhaar database should be the same as mentioned in PAN. Otherwise the e-KYC wouldn't get completed. If there are spelling mistakes such as PAN mentions K Srinavasarao, while Aadhaar mentions K Srinivas, then you would have to request a change," suggests Gandhi.

So, head to the nearest point of service to ensure correct details in your Aadhar database.