uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


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Thursday, April 20, 2017

11081 - Too many digital payment modes are a worry, raise expectations: R Gandhi - Money Control

Apr 19, 2017 02:51 PM IST | Source: Moneycontrol.com


According to R Gandhi, recently retired as the Reserve Bank of India’s Deputy Governor said, "Right now we are trying to do all things including Aadhaar Pay, UPI, BHIM and simultaneously trying to work on MDR (merchant discount rates) on card payments.

Beena Parmar
Moneycontrol News
Post demonetisation the Indian payment industry has gone through a dramatic change as innovative modes of digital payment methods have witnessed steady adoption among the masses.
According to R Gandhi, recently retired as the Reserve Bank of India’s Deputy Governor, "Right now we are trying to do all things including Aadhaar Pay, UPI, BHIM and simultaneously trying to work on MDR (merchant discount rates) on card payments."
"We are creating great expectations and that is my big worry. Second worry is we would not be able to assure security to the fullest," said Gandhi in a candid interview with Moneycontrol.
In its bid to move towards a cashless society and curb black money, the central government has launched a bouquet of digital payment options in the form of mobile apps and services such as Unified Payments Interface (UPI), Bharat Interface for Money (BHIM), BharatQR, National Unified USSD Platform and unstructured supplementary service data (USSD) codes for feature phones.
These services were introduced alongside existing online banking services like internet banking, mobile banking, national electronic funds transfer (NEFT) and immediate payment service (IMPS).
The UPI has shown vulnerability with a small security breach at a few banks.
According to AP Hota, MD and CEO of National Payments Corporation of India (NPCI) — the country’s umbrella organisation for all retail payments and the designer of the UPI app -- fraudulent transactions on UPI amounted to Rs 25 crore since December 2016.
Gandhi thinks that the sequencing of the system should have been decided differently. "Today all of it was done parallelly (sic), my approach would be to not do all things at one go but one by one."
Gandhi says every technology-related product or service needs testing and re-testing which requires time and it should not be done in a rush.
"If authorities give a target to do it by this time then they (banks, NPCI will have to deliver and they will cut corners and things can get challenging. Assuring security is important…" Gandhi added.
At RBI, apart from handling the monetary policy and the demonetisation exercise after Urjit Patel took charge as the Governor, Gandhi (60) was also responsible for currency management, financial market operations, department of information technology and Payment and Settlement Systems.
Security and grievance redressal key to digital success
Having said that Gandhi believes that digital is the way to go and every system will have some aberrations but there is a six sigma theory to it and hence the RBI wanted to focus on the financial side and formed the Cyber cell department.
"Everything today is digitally managed including financial transactions, airlines, traffic system, electricity, etc. Hence governments across the world are worried that future wars or enemy attacks will be through the cyber space and sitting anywhere in the world, your enemy can attack you by injecting a virus in your traffic or power system and need not require a plane," he said.
With the remonetisation exercise leading to a decline in digital transactions, Gandhi pointed out that habit formation to use digital payments will take time and India must focus on speedy grievance redressal to hook people on to the digital channels.
"I won’t be disturbed if there are failures…One is to limit the failures and tighten security. The second most important thing is that the resolution of the failure must be faster," Gandhi said.
"People will get an assurance even if things go bad, it has been corrected (quickly). There we are lacking. In our country, our attention to speed in resolving grievances things is taking time," he added.