UDUPI, June 13, 2016
The issue of Aadhaar seeding of bank accounts figured prominently at the District Level Review Meeting on Banking held at the Zilla Panchayat Hall here on Wednesday.
Francis Borgia, Lead District Chief Manager, said that there had been seeding of Aadhaar numbers with 60 per cent of bank accounts in the district.
Aadhaar seeding was a process in which Aadhaar numbers of account holders were included in the delivery database of service providers for enabling de-duplication of data. It provided Aadhaar-based authentication during service delivery. The objective of de-duplication was to clear the databases of any duplicate entries, he said.
Priyanka Mary Francis, CEO of Zilla Panchayat, said that one person might more than one account or sometimes an account in four different branches. Hence, the Aadhaar seeding mostly remained at the same level, as only one bank account of a person is Aadhaar seeded and not others, she said.
Mr. Borgia said that this problem could be solved if the banks asked their customers whether their account was Aadhaar seeded. Banks should take a letter from the account holders. This would go a long way in giving a near exact picture of the Aadhaar seeded accounts in the district, he said.
S.S. Hegde, Regional Manager, Syndicate Bank, said that under the Kisan Credit Card scheme, there was an outstanding level of loans of Rs. 316 crore covering 34,948 card holders. As many as 22,391 credit-linked self-help groups (SHGs) in the district had outstanding loans to the tune of Rs. 433 crore.
Banks had enrolled 1.82 lakh customers under the Pradhan Mantri Suraksha Bima Yojana (PMSBY) and 90,526 customers under the Pradhan Mantri Jeevan Jyoti Beema Yojana (PMJJBY) and 6,805 customers under the Atal Pension Yojana, he said.
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The representatives from various government departments presented their status reports on the implementation of various government and State-sponsored schemes including Pradhan Mantri Jan Dhan Yojana (PMJDY), PMSBY, and PMJJBY.
Ms. Francis directed the departmental heads to encourage their staff to get included under the insurance schemes such as PMSBY and PMJJBY.
Jayaprakash Narayan, Manager, Reserve Bank of India, Bengaluru, S. Ramesh, Assistant General Manager, NABARD, were present.
Aadhaar numbers are included in the delivery database to enable de-duplication of data