Modi Sarkar’s laudable social schemes need to guard against several pitfalls
The Modi government seems really serious about financial inclusion and keen on providing some form of social security to the poorest people of India. The Pradhan Mantri Jan Dhan Yojana (PMJDY) along with the two insurance schemes (Jeeven Jyoti and Jeevan Suraksha) can, indeed, be game-changers in meeting the government’s objectives.