AADHAAR RELATED ARTICLES: 8276 - Foot soldiers skip work, future of Jan Dhan Yojana in jeopardy

In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.

On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.

In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.

In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.

In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.

"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi

Ram Krishnaswamy

Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Thursday, July 23, 2015

8276 - Foot soldiers skip work, future of Jan Dhan Yojana in jeopardy - Hindustan Times

Foot soldiers skip work, future of Jan Dhan Yojana in jeopardy

Moushumi Das Gupta, Hindustan Times, New Delhi| Updated: Jul 13, 2015 11:16 IST

Jan Dhan Yojana laid out a target of providing universal access to banking services to every household by August, 2015. (Arun Mondhe/HT File)

In what might jeopardise the success of the Narendra Modi-led government’s key financial inclusion schemes such as the Jan Dhan Yojana, a recent presentation made before the Prime Minister has revealed that of the 1.27 lakh business correspondents -- the foot soldiers responsible for providing basic banking services to people in far-flung areas of the country -- only 12,000 are active and operational in the field on any given day.

Business correspondents (BC) or Bank Mitr are representatives of banks roped in to provide services such as opening basic bank accounts, cash deposits, cash withdrawals, transfer of funds etc. through handheld devices in areas which do not have access to banking facilities. BCs are seen as key to the success of schemes like the Jan Dhan Yojana, which was launched by the PM last August and laid out an ambitious target of providing universal access to banking services to every household in the country by August 14, 2015.

“Every BC is to be provided with Aadhaar enabled handheld devices to carry out basic banking transactions. But figures provided by the National Payment Corporation of India has revealed that on any given day only 12,000 BCs or 9.4% of them have actually logged into the device for biometric authentication and carried out online transactions,” said a senior government official.

The findings were part of the presentation made at a meeting chaired by Modi on June 18 to review the progress of the Unique Identification or Aadhaar and Direct Benefit Transfer.

Another government official said the findings reveal that though banks have appointed 1.27 lakh BCs, only a small percentage are active and functional on the ground. “This means two things -- most of the BCs exists only on paper and second, banks are yet to provide BCs with authentication facility. Unless this issue is urgently addressed, it can end up jeopardising ambitious financial inclusion schemes.”

The official added that in February, the department of financial services (DFS) had instructed banks across the country to provide Aadhaar-enabled biometric authentication facilities to BCs. “The idea is to ensure that BCs mark their attendance on their handheld devices. But it seems on the ground DFS instructions have not been followed.”

Banks engage retired bank employees, teachers, government employees, individual owners of kirana or medical shops, agents of small savings schemes or insurance as BCs on a minimum compensation of Rs 5,000. Earlier they were engaged on a commission basis. The concept of engaging these correspondents was started by the government first in 2006.

Read: Public sector banks to hardsell Jan Dhan overdraft benefit