When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project


What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.

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Friday, August 18, 2017

11796 - ‘Enact data protection law soon’ - The Hindu

BENGALURU, AUGUST 16, 2017 21:37 IST

India’s tech community, including technology billionaire Nandan Nilekani, who spearheaded Aadhaar, say India quickly needs a “data protection law.”
Mr. Nilekani said the country needed a strategic position on data which represented risks such as colonisation, privacy issues and a “winner-takes-all market,” in which the best players are able to seize a very big portion of the rewards, and the remaining contenders are left with very little. “Data is being vacuumed out of the country and going into unaccountable systems that don't come under Indian law, which probably share data with foreign governments,” he said at an event here organised by Carnegie India, a think tank. “How do you protect people's privacy and how do you make companies accountable.” Mr. Nilekani said that the law also has to make it incumbent on the data collector to immediately notify if there is any data breach.

Due to the rapid adoption of smartphones, digital payments, social media platforms and Aadhaar authentications, Mr. Nilekani said that India is going to become data rich very quickly, but there is a need to strategically think about data in a way that people of the country benefit from it. “We are running out of time, it is happening at a very fast pace.”

The government led by Prime Minister Narendra Modi has appointed a committee of experts led by former Supreme Court judge, Justice B.N. Srikrishna, to identify “key data protection issues” and recommend methods to address them.

Data inversion
Mr. Nilekani proposed a concept called 'data inversion' which puts the creator of the data at the centre where she can have access to her own information and take it back. This would make sure that Indians are able to use their own data to improve their lives such as getting better credit or improve productivity on the farm. Mr. Nilekani said that India is a hugely underserved market for credit. “All credit goes to the big guys, they all go to London (Vijay Mallya). The small guy doesn't get the credit from the financial system as they don't have enough data about these guys,” he said.

Mr. Nilekani was of the view that this is 'inversion of data' is not protectionism but empowering the users as global as well as Indian companies should function in an open competitive market. However the there has to be a strategic framework or law which decides how data can be collected and used. “This has nothing to do with Indian or foreign companies. Let every body flourish,” he said.

Sharad Sharma, co-founder of software product think tank iSPIRT, which works closely with hundred of product firms was of the view that India has an opportunity not to replicate the data protection laws and framework of countries like Europe, China and the US but build a system which is intuitive to the country. This is also because such systems in regions like Europe were built before the advent smart phones and new technologies like artificial intelligence and Internet of Things. “Ultimately we need educated users, people who know what to do with their data. It requires some public education, we have already seen it for people to adopt digital payments,” he said.
Rahul Matthan, a partner at law firm Trilegal, said that data protection around the world is based on the consent given by the user, but there needs an additional level to be imposed in the form of accountability. He said there is a need to have a legal framework which prevents data controllers from using consent as an indemnity for all the actions. “Add a layer of protection for the user in the centre. We don't need consent, we need accountability,” he said.

11795 - Aadhaar is fully protected: Nandan Nilekani - Deccan Herald

N V Vijayakumar, Bengaluru, 
DH News Service, Aug 16 2017, 14:45 IST

Aadhaar, India's biometric citizen identification platform, is well secured and can't be hacked in, said Nandan Nilekani, former chairman of Unique Identity Development Authority of India (UIDAI). 

In an interaction with DH, Nilekani said there is no need to panic. "Aadhaar system has not been breached and it has well-established security frame work," he said. 

Nilekani also pointed out that Aadhaar platform has implemented best in class global security practices. 

When asked about the recent DH story on the first UIDAI technology head Srikant Nadhamuni's statement on Aadhar, he said Nadhamuni is correct in his observation. 

His comments assume significance as UIDAI lodged a complaint with the Bengaluru police last month against an IIT-Kharagpur engineer Abhinav Srivastava and his start-up Qarth Technologies Pvt Ltd for developing an app and illegally accessing the Aadhaar database.

Nilekani was speaking at the Carnegie India panel discussion on "Who owns personal data: Technology and Policy frameworks". 

He expressed hope that the Justice BN Srikrishna committee which is drafting a data protection framework would look at the model for sharing data and managing privacy developed already. 

"We can't imitate the European GDPR (General Data Protection Regulation) in the Indian context," said Nilekani. He said that the European GDPR was over two decades old and that India needs a new framework in the time of IoT, AI and Machine learning. 

11794 - Latest Aadhaar leak exposes security flaws in app developed by NIC - Hindustan Times

Latest Aadhaar leak exposes security flaws in app developed by NIC

In recent months, websites maintained by NIC have inadvertently published the Aadhaar numbers and financial details of millions of citizens.

INDIA Updated: Aug 17, 2017 07:36 Ist

Aman Sethi and Samarth Bansal
Hindustan Times, New Delhi

Woman applying for Aadhaar card.(File Photo)

Crucial security flaws in the eHospital app developed by the National Informatics Centre (NIC) gave a Bengaluru-based software developer access to the Aadhaar numbers and personal details of thousands of citizens, officials said.

These flaws meant the Universal Identification Authority of India (UIDAI) servers were unable to distinguish between legitimate requests for Aadhaar data from NIC’s eHospital app, and unauthorised requests from “Mygov”, a free android app created by the developer, Abhinav Srivastava.

When Srivastava was arrested on July 26 this year, his app had already been downloaded 50,000 times, while the flaws he exploited had been live for two years. It is unclear if Srivastava is the only one to allegedly exploit the NIC vulnerability, but a senior NIC official admitted that it was possible.

“Some harm would happen if loopholes are exploited,” a NIC official told HT. “If someone finds a bug, they should report to NIC rather than exploit it.”

The UIDAI did not reply to requests for comment.
NIC is a government body that builds and maintains the digital networks that link every department and ministry of India’s central and state governments, and also extends Aadhaar-enabled services for numerous welfare programmes. But in recent months, websites maintained by NIC have inadvertently published the Aadhaar numbers and financial details of millions of citizens.

The eHospital app reveals in a nutshell how the headlong push to digitise government services at the cost of cybersecurity can put the personal data of citizens at risk.

“NIC is the biggest government implementer of e-governance, it is an unpardonable offence that they have made such a huge mistake,” said Dr Sandeep Shukla, head of the Computer Science department at IIT Kanpur, “NIC is incompetent but unfortunately all government activities happen through NIC.”

“eHospital was started in 2015,” said the NIC official, “People didn’t have confidence in Aadhaar…so the idea was to demonstrate the power of Aadhaar.”

The app uses UIDAI’s ‘know your customer’, or eKYC service, to let patients book appointments at government hospitals. As eHospital was designed for in rural areas with poor connectivity, the official said, NIC prioritised performance over security.

When security experts analysed eHospital, they found the app did not encrypt its communication with NIC’s servers. Second, the password was hardcoded in the eHospital application.

“This meant anyone could figure out the password and use NIC servers to get information from UIDAI,” explained Anivar Aravind, a technology consultant who has analysed the code, “The UIDAI servers would assume that the request is coming from NIC and would provide the information.”

In effect, Srivastava could build a replica of eHospital and NIC’s own servers could not tell the difference. And as UIDAI trusts agencies like NIC to act as gatekeepers, it released personal data of citizens on request. As Srivastava controlled the app, he could record the eKYC data of everyone who used his app.

“The problem is we are creating a huge ecosystem,” said Shukla, the IIT professor, explaining that such problems are likely to multiply as private and government agencies offer more Aadhaar-enabled services. “UIDAI authorities have created core security and encryption mechanism very well, but as you go outwards into the ecosystem, your control over those entities starts loosening.”

11793 - Laminating Aadhaar card may make it invalid, says UIDAI top official - TNN

Rachel Chitra | TNN | Aug 16, 2017, 07:32 PM IST

CHENNAI: Laminating an Aadhaar card might make the card invalid, said a top official on Wednesday. "Recipients are requested to keep the original, issued by the department, and sent via post safe," said UIDAI assistant director general Gajare.

India has achieved 99% enrollment for adults. "As per our last census, India has a population of 132 crore people; of this, the number of citizens, who are above the age of 18, is 117 crore. And for this segment of the population we have seen more than 99% enrollment," said Gajare.


1. Link #AADHAAR with everything 2. Your #AADHAAR has been deactivated til you voluntarily give DNA and pay $100 as DNA extraction fees 3. Your #AADHAAR is deactivated till voluntarily sleep with #AA... Read More
Fevicol Aadhaar

He was in the city to inaugurate the Aadhaar Enrolment Facility at a Karur Vysya Bank branch. Gajare said, "Tamil Nadu has seen 94% enrollment of Aadhaar for adults and children aged 5 years and above."

On security risks and concerns around Aadhaar number being leaked, the official said, "Knowing someone's Aadhaar number does not make them vulnerable. The Aadhaar identity card is not like a bank user ID and password or ATM PIN. Mere knowledge would not enable financial fraud." 

11792 - Now, cyber thieves more innovative to loot money -New Indian Express

By Express News Service  |   Published: 15th August 2017 08:52 AM  |  
Last Updated: 15th August 2017 08:52 AM  |   A+A A-   |  

VIJAYAWADA: Post demonetisation of `500 and `1,000 currency notes, those resorting to cyber crime are adopting new technologies to loot money from gullible people. The miscreants are using online classified advertising platforms to attract and cheat people.According to police, when people do online shopping pseudo portals, often they end up getting fake goods. Most of the times, the consumers do not receive the products they had ordered for. A senior police officer divulged that offenders are choosing online platforms to sell stolen goods. If a product does not have any digital identification, it is highly difficult to trace out certain products. Several people, who are unaware about white collar frauds, reveal their confidential data such as debit and credit card details by entertaining phone calls from inter-state gangs. Police alerted citizens that banks will not ask customers for their confidential details over the telephone.
Besides the inter-state gang traps, Nigerian frauds also send phishing emails luring with big amounts. Customers are asked to log in to their accounts using the links provided in emails. If the customer logs in, the login credentials are sent to the offenders.

Nowadays, SMS from various e-commerce websites telling ‘You have `2,000 in your wallet’ are rampant. If anyone responds to these messages, they have to shell out a huge sum in order to claim the virtual money. In the case of One-Time-Password (OTP) frauds, the offenders contact random people asking for the OTPs that may have been generated as a result of any transaction made. Once the person reveals the OTP he has received, the offenders finish their work online.When an offence committed involves a small amount, it becomes a burden for the government as they have to incur more money than stolen amount for investigation. According to reports, many such crimes has its origin in Uttar Pradesh and Bihar.

When contacted, DCP Gajarao Bhupal admitted that cyber crime is on the rise. He said, “People should not reveal personal details such as Aadhaar numbers and OTPs to any incoming calls.” 
He further added that the public is vulnerable to such calls as many of them don’t have knowledge about such frauds. Police authorities are requesting people to opt for cash on delivery option and hand over the cash after thorough verification of the goods. The city police have set up a temporary cyber crime wing with a Sub Inspector level officer in the premises of Commissioner of Police Office. 

11791 - The problem with the right to privacy - Raju Rajagopal

Last Published: Wed, Aug 16 2017. 03 26 AM IST

We need a meaningful national dialogue on what personal privacy ought to mean in the Indian context before we move on the right to privacy

The plan to make Aadhaar mandatory for most day-to-day transactions hardly seems to fit the bill as a reasonable restriction on the right to privacy. 

The recently concluded Supreme Court hearings on Aadhaar and privacy pitted a quintessentially American idea of the “right to be left alone” against the long-standing demand of India’s poor for the “right to be acknowledged” by the state—which was the genesis of Aadhaar in the first place. Clearly, if the Supreme Court rules in favour of the petitioners, who contend that Aadhaar inherently violates the right to privacy, it could have serious implications for the ability of the government to effectively manage its massive public assistance programmes and to rein in fraud on several fronts.

Having said that, I find it intriguing that the government did not take a forceful stand against recognizing privacy as a fundamental right. Instead, it sought to stake out its authority to restrict that right when and where it deems appropriate. This could turn out to be a slippery slope.

First, as I understand it, fundamental rights recognized under the Constitution are not absolute rights and may be reasonably restricted in the interest of general welfare. However, such restrictions are subject to direct interventions by the Supreme Court. If privacy is ruled a fundamental right, it could open up a litany of legal challenges every time the government proposes to abridge that right for one reason or another. This would be a recipe for administrative paralysis, especially given an activist court that has a history of interceding in matters that are traditionally the purview of the executive.

Second, the government’s plan to make Aadhaar mandatory for most day-to-day transactions, going beyond just welfare schemes, hardly seems to fit the bill as a reasonable restriction on the right to privacy. Unless the court is inclined to grant a broad one-time exception, one should fully expect its continuing involvement in the details of Aadhaar implementation, case by agonizing case, as it has in the past. Any ruling favourable to the petitioners could also open the door for citizens to demand government subsidies and services without a reciprocal obligation to present their Aadhaar credentials. Carried to the extreme, a beneficiary could cite privacy rights to withhold even his or her full name, which arguably reveals much more about a person than a 12-digit random number!

Third, once privacy is ruled a fundamental right, it will inexorably roll back many of the gains made under the ambit of the right to information, which is not a fundamental right, but a statutory right under the Right to Information Act, 2005. Such a ruling could also run afoul of access to information such as voters’ lists, National Rural Employment Guarantee Act muster rolls, etc., which we now take for granted in the name of transparency. 

Moving forward, every instance of public access to such citizen databases may have to be re-litigated, either by the government or by rights advocates. It would be a pity if the petitioners, many of whom are presumably staunch supporters of RTI, end up playing into the hands of an entrenched bureaucracy that has made no secret of wanting to dilute that landmark legislation.

I have an even more fundamental problem with the current debate: We are trying to decide whether or not privacy is a fundamental right before we have had any meaningful national dialogue on what personal privacy ought to mean in the Indian context.
True, the Aadhaar Act of 2016 was a major step towards concretizing the notion of privacy, but that was only in the narrow context of Aadhaar. The ground reality today is that there is very little understanding of personal privacy at all levels of society. Look around and you may see a bank employee sharing another customer’s file to explain how to complete a form, or a doctor pulling up another person’s medical record to explain a procedure, with nary a thought of patient confidentiality.
Surely, we have a lot of homework and public education ahead of us. As experts have often observed, balancing the conflicting interests of the public’s right to know and an individual’s right to privacy is the single most challenging part of any effort to legislate privacy rights. At the end of the day, any reasonable consensus can only emerge organically from our shared experiences, not by a court edict on an ill-defined and ill-understood concept.
So, it is gratifying to see that the government has finally convened a group of experts under retired Justice Srikrishna to develop a national data protection framework, which will hopefully also define the contours of personal privacy in a broader context beyond just data. The recommendations of the Justice Shah panel on privacy (2012) could be a useful starting point in this regard. Also, inviting the views of all the key stakeholders, including some of the recent petitioners and other rights advocates, will go a long way in crafting a robust legislation that can garner wide public support before it is taken up by Parliament.
It is unfortunate that India is lagging behind over 100 countries that already have some form of data protection law, especially at a time when technology is fast outpacing society’s ability to place checks and balances. But it makes no sense to lay our tardiness at the door of a successful project like Aadhaar, which is already making every effort to safeguard the privacy and security of our personal information.

I am of the view that elevating the fungible notion of personal privacy to the same status as other time-tested fundamental rights will lead us into unchartered waters and is not warranted at this time.
Raju Rajagopal led UIDAI’s civil society outreach efforts in its early years.
Comments are welcome at theirview@livemint.com
First Published: Wed, Aug 16 2017. 03 08 AM IST

11790 - From the Viewsroom: No can die - Hindu Businessline


Yet another misdirected cut on the Aadhaar front

August 15, 2017:  
Either the Government has nothing better to do or it is drowning in delusion. The latest salvo from its arsenal of incomprehensible ideas is that come October, if you don’t have an Aadhaar number, you will not be issued a death certificate. Not that you will care, you will be dead. But you will make sure your near ones do not hold you dear too long, what with the merry dance you’d have led them to perform in order to get a piece of paper saying you’re gone goodbye even though they know that for a fact, having borne witness to all the grieving and gruelling details.

But no, our government knows better and wiser; and on this the Supreme Court appears to march alongside. Of course, they’ve been kind enough to provide an out: produce a certificate proving that to the best of your knowledge, you (the next of kin or whoever) believe the dear one did not possess an Aadhaar number... Something to that effect. And the media have been generous in publicising this so-called ‘clarification’. What authenticates this certificate is another matter altogether, and the unspoken message is that it is highly preferable you have the Aadhaar number ready and available when the time comes, never mind that it’s meant to be confidential.

Clearly, the powers that be are leaving no stones unturned. First they made sure the elderly slowly but surely got less and less interest on whatever deposits they had made, big or small. Of course, the really elderly and infirm have pretty much nothing by way of insurance: too old, too sick, too helpless. And now, they’ve given them a good reason not to let go that last, final time: because oh-my-god-I-don’t-have-an-aadhaar-number!

So, all you belligerent, obdurate, ailing, flailing, bedridden elderly (and who knows who else): Get your Aadhaar number today. Else, never die.

Sandhya Rao Editorial Consultant

11789 - Linking Aadhaar to mobile numbers finds few takers - TNN

TNN | Updated: Aug 16, 2017, 09:00 AM IST

HYDERABAD: Nearly two months after the government urged denizens to link their Aadhaar numbers with telecom service providers for security reasons, most people are taking the notification casually. 

Telecom company officials say denizens are reluctant to reveal their Aadhaar identities despite being bombarded by text alerts. 

Arvind who manages the customer care unit of one of the largest telecom service providers in the city said, "At the most, 40 mobile owners visit our office for Aadhaar in a day and this figure is very low, considering the number of people using our connection," he said. 

"The process of Aadhaar linkage that is basically recording thumbprints with other details takes less than five minutes, yet people are not taking it seriously," he said. 

While some of them are still unaware that their mobile numbers have to be linked with Aadhaar, others said they are willing to ignore the government notification as they find it difficult to turn up at retailers' outlets for processing.

Some complained of receiving spam phone calls and messages threatening to deactivate their mobile connections. "I updated my Aadhaar with mobile number last Monday at a retailer outlet in Panjagutta. After a week, I got a call from the telecom company that I am yet to comply with the notification. I don't know how the whole process is going about," said V Rao, a businessman. Along with the panic, confusion also looms large on people about the system. Sampa Majumdar, a housewife and resident of Kompally rued, "Some people in my apartment are saying that it is not mandatory to link my Aadhaar with mobile connection. I tried to contact customer care for correct information but did not get through."

The notification created a space for mobile shop owners to make additional income in the city. They are collecting Aadhar documents from people and getting them processed for a nominal charge. A shop keeper in B S Makhta said he processed around 50 Aadhaar linkages last week and earned extra Rs 1,000.



#AADHAAR authentication fails for half billion Indians even after updating bio-metrics and waiting for 90 days. How the hell do we verify mobile using fingerprint. AADHAAR is Trillion dollar scam to enslave billion Indians. You can throw AADHAAR in dustbin by putting Fevicol in finger before you are forced to give fingerprint. It will blind the fingerprint scanner. Jai Hind! 0

Fevicol Aadhaar

"Keeping my shop shut, I go to the offices of different telecom companies. Hence, I charged each customer Rs 20 for the work," he added.

Going by the Reserve Bank of India's notification, the account holders need to submit Aadhaar and PAN numbers to their banks for getting a subsidy amount credited to their accounts. While Aadhaar is compulsory for both new and existing accounts, PAN is optional.

11788 - Jan Dhan scheme: Going strong 3 years on - Hindu Businessline


  • Aiming high The biggest financial-inclusion drive in the world is on the right track PTI 

With 30 crore customers and ₹65,000-cr balance, the accounts are gaining traction

Three years after the launch of the world’s biggest financial-inclusion programme, the Pradhan Mantri Jan Dhan Yojana appears to have stabilised, with 30 crore beneficiaries and transactions picking up.
The scheme was launched on August 15, 2014 with a target to provide universal access to banking facilities.
The total balance in these accounts stood at ₹65,697 crore as on August 9. The rural tilt of the scheme comes across in the fact that 17.61 crore beneficiaries, out of a total of 29.48 crore account-holders, hail from rural and semi-urban branches.
The National Payments Corporation of India (NPCI) has so far issued 22.70 crore RuPay cards to account-holders.

Banks are seeing increasing traction in these accounts. “We thought the spurt in Jan Dhan accounts was driven by demonetisation, and there are allegations that some of them were used to launder black money. Investigations are on, but the maintenance of stable balances in these accounts may disprove this argument,” said a senior executive of SBI.
“Regular and healthy” transactions are being reported across banks, he added.

Just one day after the announcement of demonetisation on November 8, 2016, the cumulative balance in about in about 25 crore accounts was about ₹45,600 crore. But post-demonetisation, that figure has gone up.

While the final word is yet to be said on the alleged channelling of black money into Jan Dhan accounts, the scheme has indeed led to a transformation.
According to the NPCI, which handles the RuPay cards being given to Jan Dhan customers, out of 385 million RuPay cards, 225 million are of Jan Dhan accounts.

“In the past three years, domestic card usage has taken off, thanks to Jan Dhan,” says AP Hota, who recently demitted office as MD and CEO of the NPCI, and who played a key role in the implementation of the scheme.

A bulk of the RuPay card transactions are through ATMs, while about 25-30 million customers have started transacting via point of sale (PoS) terminals, signifying the advent of e-commerce and digital transactions in rural India.

Now that the financial inclusion in the sense of universal bank accounts has been driven by Jan Dhan along with Aadhaar seeding, it will have to go on to offer a basket of financial products such as credit and insurance, which are yet to take off in a big way.

(This article was published on August 14, 2017)

11787 - India's neoliberal path to perdition - Catch News

| Updated on: 14 August 2017, 19:22 IST

Since the 1980s, the world has been governed by an economic philosophy known as neoliberalism. This is a faith in the universal rationality of the market, the importance of an individual as a utility-maximising agent and a fervent belief that governments have 'little' to do with economic policy – that little being the enforcement of a minimum of laws.

It was this philosophy that guided Ronald Reagan in the US, Margaret Thatcher in the UK, and the policies of the International Monetary Fund (IMF) and the World Bank. The IMF and the World Bank promoted this around the globe under the fancy name of 'The Washington Consensus'.

It was in 1981 that India took a loan, which the then Finance Minister R Venkataraman said the country really did not need, from the IMF. This loan indeed was paid off early.

In 1982 the public sector auto maker Maruti Udyog was set up, based upon the mess created by Sanjay Gandhi, the younger son of the then Prime Minister Indira Gandhi, who played a prominent role in the Emergency. Maruti Udyog was set up to make a 'people's car', and the considerable resources of the Indian state were devoted to ensuring the success of the automobilisation of India.

The incredible mess on the Indian city streets today has its origin in that decision. Some call this progress.

It is important we remember both these points as we consider the economic path India has chosen. From a 'socialistic pattern of society' and 'growth with social justice', the country today looks to the Sensex and the GDP growth rate as indicators of success. The government was to be business friendly with the 'ease of doing business' is its holy grail.


In 1991, the country embarked on economic reforms based on a prescription of Structural Adjustment recommended by the World Bank. The government undertook a process to control its fiscal deficits.

One way to do this was by privatising many public sector units – remember BALCO? Another was by withdrawing from many activities it was earlier involved in, and leaving them to the forces of the market.

Some 25 years later, we have a high rate of growth – well above 5% – and the Sensex, which is one indicator of corporate India's performance, hitting record highs. One-third of the population is still below the poverty line. Government deficits are still not under control, but there is no longer any panic on this front.

What is not publicised is that formal employment is not being generated, that the quality of jobs has changed from formal to informal, that for most people the daily hours of work has gone beyond eight. There has been a systematic casualisation of labour through outsourcing. Casual labour means that workers do not get benefits like paid leave, medical care and so on.
Pensions will no longer be paid to civil servants who join after 2005. Inequality has increased tremendously, with the rich increasing their share of national income. And within the rich, the top 1% has grabbed the largest share.

While this is well known, it is difficult to research this issue because the government has stopped publishing Income Tax data that it used published from 1922 to 2000.

In the name of 'efficiency', the government has been withdrawing from many areas, especially in the social sector. In the complete faith that the public sector is inefficient, and that the private sector by definition efficient, the government has moved from running schools to encouraging the private sector to set up schools and even universities.

With mounting evidence that the quality of education is poor across the country, the focus is on encouraging parents to send their children to private schools.

In the health sector, the government is clear that it cannot provide the services, and must depend on the private sector to set up hospitals. It has introduced various schemes that bring in the insurance companies. What ever evidence is available shows that access, forget treatment, remains a problem for many, not just the poor. What was once seen as entitlements of citizenship are now seen as services that people must pay for. In some cases, subsidies can be considered, but then subsidy is a bad word.

The government is encouraging cities across the country to hand over the provision of drinking water to the private sector as they are more 'efficient'. Cities like Delhi and Bangalore have seen sharp increases in the cost of drinking water, and a deterioration in the quality of it, especially for the poor and the vulnerable. The system of fair price shops proving subsidised food grains to the poor is being replaced by a system of direct transfer of benefits to the 'target groups' through bank accounts.

In all this, the government has placed its faith in the modern information technology and 'eGovernance'. Well-meaning engineers like Nandan Nilekani have proposed a biometric identity for people, called the Aadhaar. This raises many issues of privacy and surveillance that are complex. Aadhaar has become a Frankenstein monster they no longer control.
The issue is now before a Constitution bench of the Supreme Court. The judgement they render will have a great bearing on which way India will move. We have to wait and see. Meanwhile, I remain an (irrational) optimist.

The author is a Professor and Vice Dean, Jindal School of Government and Policy, Sonipat.

Edited by Jhinuk Sen

First published: 14 August 2017, 19:21 IST

11786 - Dilip Asbe appointed as acting CEO of NPCI: report - Medianama

By Shashidhar KJ ( @KJshashi shashidhar@medianama.com )    August 14, 2017   
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The National Payments Corporation of India (NPCI) has appointed chief operating officer (COO) Dilip Asbe as acting CEO of the payments organization, reports the Economic Times. AP Hota who had served the organization as managing director and CEO retired on August 10. MediaNama has reached out to NPCI for a comment on the appointment and will update once we hear from them.

The publication added that the board of the NPCI has ratified the changes till a replacement managing director can be found.
Asbe is one one of the first employees of the NPCI and joined them in 2010 as chief technology officer. He was instrumental in developing the Unified Payments Interface, BHIM, RuPay card network and the IMPS payment network. He was also responsible for developing the Aadhaar Payments Bridge (APB) for the direct transfer of subsidies using Aadhaar. He was also involved in the creation of the Aadhaar-Enabled Payments System (AEPS), a financial inclusion product which will allow users to withdraw money from micro-ATMs using Aadhaar authentication.

Outside of the NPCI, Asbe was also responsible for setting up of the infrastructure for Euronet worldwide for Asia Pacific region and for Prizm Payments Services in India.

He holds a master’s degree in Global Management from London School of Economics and Political Science and has a bachelor’s degree from Fr. Conceicao Rodrigues College in Mumbai.

11785 - 85 lakh milk-producing cows and buffaloes given ‘Aadhaar-like' number - Tribune

Posted at: Aug 14, 2017, 7:42 PM; 

Tribune News Service
New Delhi, August 14

As many as 85 lakh milk-producing animals have been identified under the Aadhaar-like unique identification (UID) number for cows and buffaloes and their data uploaded on INAPH.

According to a statement released by the Agriculture Ministry, as many as 85 lakh milk-producing animals have been identified and their data uploaded on the Information Network on Animal Health and Productivity (INAPH) data base under the plan ‘Pashu Sanjivni’.

A component under National Mission on Bovine Productivity scheme initiated in November 2016, under ‘Pashu Sanjivni’ 88 million milk-producing animals of 300 million cattle and buffaloes are being identified using polyurethane tags with 12 digit unique identification (UID) number.

As per officials, ‘Pashu Sanjivni’ is crucial for control and spread of animal diseases, scientific management of animals, enhanced production and productivity, improvement in quality of livestock and livestock products, increase in trade of livestock and livestock products by meeting out sanitary and phytosanitary issues.

A brainchild of the Agriculture Ministry for “tamper-proof identification of cattle using polyurethene tags with a UID sequence”, every single cow and buffalo will get the tag containing the 12-digit unique identification number inside the ear.

It is mandatory for all cow/buffaloes and its progeny throughout India for all cattle that is owned.

The move has earned widespread criticism, including from opposition parties, with many left wondering whether the plan costing around Rs 148 crore to the exchequer is really required for a country where one third of the population is still below the poverty line and where even many citizens are yet to get their Aadhar cards. 

11784 - Mumbai man promises to link 70-yr-old’s bank account to Aadhaar card, dupes her of Rs1.67 lakh - Hindustan Times

Mumba police said the woman approached them on August 2, saying the man asked her for her 16-digit card number, CVV and one time password
MUMBAI Updated: Aug 14, 2017 11:13 Ist

Hindustan Times

Police said they were struggling to solve cases of cybercrime, with as many as 391 being reported till July.(HT File)

A cybercriminal posing as a bank official duped a 70-year-old woman of Rs1.67 lakh on the pretext of linking her bank account to her Aadhaar card.

Police said the woman approached them on August 2, saying the man asked her for her 16-digit card number, CVV and one time password she received on her mobile phone.

“He said he worked for a bank in which I have an account, so I did not find his request suspicious. I don’t know how he found out that I was a customer of that bank. He told me he needed to link my account to my Aadhaar card and so asked for my card number and details. He asked me for the ‘verification number’ I received on my mobile phone. I didn’t know that was a one time password,” said the woman, who did not wish to be identified.

Read more
  • Know senior citizens in Mumbai? Warn them against men posing as bank officials, two were duped of Rs61K 

  • A year after customer’s card is cloned, used to withdraw Rs40K, Mumbai bank asks cops to file case 

  • The DN Nagar police registered a case against the unidentified fraudster. However, they said they were struggling to solve cases of cybercrime, with as many as 391 being reported till July. This means an average of one case was reported daily.
    Almost 90% of these fraudsters are still operating as only 44 of 391 cases have been solved — a detection rate of 11%.

    “We keep trying to make people aware, through the media and through social networking sites, that they must never share their card details with a stranger. A bank will never call you asking for your personal details. There is a need to ramp up awareness drives, especially among senior citizens,” said an officer.

    11783 - Resisting coercion to link Aadhaar to mobile and bank accounts Dr Anupam Saraph - Money Life

    14 August 2017

    Resisting linking your mobile or your bank account to Aadhaar is not just about rejecting Aadhaar, it is about your safety and protecting national interest

    The orders of the Supreme Court of India

    On 23 September 2013 the Supreme Court ordered that “no person should suffer for not getting the Aadhaar card inspite of the fact that some authority had issued a circular making it mandatory and when any person applies to get the Aadhaar Card voluntarily”. On 24 March 2014, the apex court had reiterated that “no person shall be deprived of any service for want of Aadhaar number in case he/she is otherwise eligible/entitled. All the authorities are directed to modify their forms/circulars/likes so as to not compulsorily require the Aadhaar number in order to meet the requirement of the interim order passed by this Court forthwith”.

    11782 - Aadhaar Could Be Used to Stop Stock Market Money Laundering - Find Biometrics

    Posted on August 14, 2017

    Government authorities in India are preparing to link Aadhaar, the country’s national biometric ID program, to stock market investments, according to new reports.

    It’s another facet of the central government’s attempt to use Aadhaar to curb fraud, with the idea in this case being that Aadhaar authentication for investors could help to prevent money laundering through the stock market; officials are concerned that some investors are using such investments to hide illicitly obtained capital and to evade taxes. As The Economic Times reports, officials with the Securities and Exchange Board of India have held informal meetings with “select market intermediaries” to consult about the idea.
    The effort comes soon after India’s Supreme Court upheld the government’s right to link Aadhaar to citizens’ Permanent Account Numbers, effectively allowing for Aadhaar authentication for tax filings. (Though the small minority of Indian citizens who have not yet registered for Aadhaar are exempted.) And it comes ahead of a pending ruling from the Supreme Court on the essential constitutionality of Aadhaar, with the court having hinted that its ruling will not consider Aadhaar in violation of citizens’ privacy rights, a decision that could safeguard Aadhaar’s continuing expansion.
    It isn’t yet clear when the stock market implementation would come into effect, and the central government has not yet made any official announcements concerning the plan.

    11781 - Rise in cyber crime jolts centre into action - Live Mint

    The home ministry clarifies that the government has taken several legal, policy and institutional measures to check cyber crime

    A cyber cell at a police station in Ghaziabad. Authorities had blocked 652 URLs until June 2017. Photo: HT

    New Delhi: The Union home ministry has been jolted into action after the Indian Computer Emergency Response Team (CERT-In) reported that 50 incidents of cyber crime, affecting 19 financial organizations, took place between November 2016 and June 2017.

    CERT-In data showed that there were a total of 50,362 cyber crime incidents in 2016. This year, there have been 27,482 incidents until June. Authorities had blocked 652 URLs (uniform resource locators) until June 2017.

    While CERT-In has issued 21 advisories for security safeguards covering the point of sale, micro ATMs, electronic wallets, online banking, smart phones, unified payment interface, SIM cards, wireless access routers and Aadhaar-enabled payment systems, the home ministry stated that it had roped in several organizations to make the country’s systems impenetrable.

    “Cyber security mock drills involving 148 organizations from different sectors including finance sector have been conducted to enable assessment of cyber security preparedness of organizations,” said a senior home ministry official.
    The home ministry also clarified that the government had taken several legal, policy and institutional measures to check cyber crime.

    “India is working for bilateral cooperation with around 15 countries for exchange of information on cyber crime. CERT-In also issues alerts against the latest cyber threats and countermeasures on a regular basis,” the official added.

    Experts stated that the sudden spike in cyber crimes had come about after demonetisation, simultaneously stressing the need for an appropriate cyber resilience policy.

    “The post-demonetisation era saw the absence of any deterrent by way of legal provision. Today, the Indian information technology law goes soft on cyber crime, especially after the 2008 amendment because except cyber terrorism and child pornography, all other cyber crime offences are bailable. This means that a person is free to come out and delete evidence,” said Pavan Duggal, cyber law expert at the Supreme Court.

    The problem however, spills over from financial crimes to terrorism as well. The National Investigation Agency (NIA) stated that it has been investigating at least 20 Islamic State (IS)-related cases where the internet has been used to radicalize people.

    “The handlers are not in India. They operate modules which are already in existence in India and assign the task of tracking vulnerable youths to some of their operatives,” said a senior NIA official.

    “These handlers of the IS operatives in India monitor the pages and the links that people share and like on platforms such as Facebook and Twitter. Based on that, they then contact the person over apps such as WhatsApp, Viber and Telegram and begin the process of radicalizing and inducting the person into IS,” the official added.

    With the Reserve Bank of India’s guidelines governing cyber security for banks, the home ministry has also embarked on various drives to tighten cyber security.

    “A separate research and development fund for cyber security of Rs1,000 crore has been created to be spent over five years for upgrading technological capacity. A central sector project namely Cyber Crime Prevention for Women and Children (CCPWC) with a total estimated cost of Rs195.83 crore has also been approved to provide infrastructure and capacity building to address cyber crimes,” minister of state for home affairs Hansraj Ahir informed the Lok Sabha earlier this month.

    First Published: Sun, Aug 13 2017. 11 53 PM IST

    11780 - Man loses Rs 25,000 after fraudulent phone call in Mumbai - Indian Express

    An officer linked to the case said: “The case is unusual since here the complainant did not  share the OTP with the caller as he had realised that it was a fraudulant call. But in spite of that, the two transactions still went through.”

    Written by Mohamed Thaver | Mumbai | Updated: August 14, 2017 3:06 am

    It is one of the several cases of fraudulent calls, known as vishing, that have been recorded in Mumbai recently. The callers, who pretend to be from banks, call up people, get their debit card details under various pretexts and use the data illegally. (Representative Image)

    A 32-YEAR-OLD Vidyavihar resident lost Rs 25,000 after a fraudulent phone call, in spite realising midway through the conversation that he was being cheated and not providing details to the caller.  The complainant, Shankar Sahu, employed with the Indian Armed Forces, complained to the local Ghatkopar police station where an FIR has been registered.
    It is one of the several cases of fraudulent calls, known as vishing, that have been recorded in Mumbai recently.

    The callers, who pretend to be from banks, call up people, get their debit card details under various pretexts and use the data illegally.

    An officer from the Ghatkopar police station said the most recent incident in the city took place on Monday when Sahu was in his Vidyavihar residence.  Around 2.30 pm, he received a call from a person who claimed to be calling from the Know Your Customer (KYC) department of his bank at Bandra Kurla Complex (BKC).

    The caller then told Sahu that according to the latest rules, he would need Sahu’s PAN and Aadhaar card details to link them.  Not suspecting anything amiss, Sahu shared the numbers with the caller.  Later, the caller asked Sahu for his debit card number. Sahu gave his debit details  as well.

    “He also gave away other details, like the expiry date and the verification code number. It was when the caller asked him for the One Time Password (OTP) that Sahu got suspicious. He did not share the OTP with the caller and hung up,” an officer said.
    Much to Sahu’s horror, he received two messages of cash withdrawal on his mobile soon after.

    The first transaction was of Rs 20,000 and the other was of Rs 5,000.  Sahu rushed to the bank where he found that the Rs 20,000 had been transferred to an online wallet and the Rs 5,000 had been transferred to another bank account.

    Once Sahu had the details, he approached Ghatkopar police station where an FIR was registered against unidentified persons. An officer linked to the case said: “The case is unusual since here the complainant did not  share the OTP with the caller as he had realised that it was a fraudulant call. But in spite of that, the two transactions still went through.” He added: “We are checking to find out how the transactions were approved. Investigations are on.”

    11779 - Helpline for vishing victims gets around 20 calls a day in Mumbai - Indian Express

    When harrowed victims call up the helpline, they are guided about the measures that one has to take and are asked to approach the local police station and get an FIR registered.

    Written by Mohamed Thaver | Mumbai | Published:August 14, 2017 3:05 am

    The helpline, 9820810007, along with a video advertisement featuring actor-director Ajay Devgn, was launched by the Mumbai Police on June 16. So far, it has received over a 1,000 calls, most of them from people losing money to fraudulent callers. (Representational Image)

    ON A daily basis, there are at least 20 cases in which people in Mumbai lose their money by giving away their credit or debit card details to fraudsters pretending to be calling from their banks, according to the helpline created by the Mumbai Police to address the rising number of people falling victims to vishing.

    The helpline, 9820810007, along with a video advertisement featuring actor-director Ajay Devgn, was launched by
    the Mumbai Police on June 16. So far, it has received over a 1,000 calls, most of them from people losing money to fraudulent callers.

    An official who handles these calls said ever since the helpline was launched, they receive at least 20-25 calls on a daily basis. “On odd days, the number may fall to 15 or rise to 30 calls. But on most days, we receive at least 20 calls. Majority of these calls are related to cases of people who have lost money to fraudulent callers,” the official said.

    The official, who did not wish to be named, said majority of the fraudulant callers broadly use three excuses based on which they ask people for their card details. “After people were asked to link their Aadhaar number to their PAN recently, the accused, pretending to be calling from their banks, would call people, initially asking for their Aadhaar and PAN details to link those. Later, they would ask the debit card number and One Time Password (OTP),” the official said.

    He added: “Prior to that, they would call up claiming to be from the bank and pretend to be upgrading the ‘security measures on the card’ for which they would seek details. Lastly, they would claim that the person has accumulated membership reward points and would ask for their card details so that the amount can be credited to them.”

    When harrowed victims call up the helpline, they are guided about the measures that one has to take and are asked to approach the local police station and get an FIR registered.

    Apart from guiding victims, the officials handling the helpline also take down all the mobile numbers from which the fraudulent calls are made. “We maintain a database of these numbers. The first step is to contact the service providers of these numbers and get them blocked,” the official said.

    After the number is blocked, the officials try to track down the person in whose name a particular mobile number is registered. “All numbers are fraudulently obtained. We found these numbers are obtained using bogus documents and they did not lead us to the right person,” a senior officer said. “What we have also found is that they use a SIM card registered in one state and make calls from another state to confuse investigating agencies. We have found SIM cards registered in Jharkhand being use by callers from Kerala,” the officer said. The officer added that most of these calls are made from Delhi, Chhattisgarh and recently, they have also started receiving calls from Kerala and Hyderabad.

    So far, the Mumbai Police have not met with much success in tracing the accused involved in these cases.
    An officer from the control room said: “This is a pan-India problem. While this is a helpline meant mainly for Mumbai, we get callers from Gujarat, Bihar, Odisha and even Andaman. People across the country are falling victims to such calls and no one seems to have an answer as yet on how to stop these calls.”

    11778 - Cons use Aadhaar ruse to clean bank Accounts - Indian Express

    By Kiran Parashar K M  |  Express News Service  |   Published: 14th August 2017 07:35 AM  |  

    BENGALURU: Cyber criminals have hit upon a yet another way to con gullible people of money ever since the government has made linking of Aadhaar numbers and bank accounts mandatory.

    In one such case registered at C K Achchukattu police station, a retired college principal lost `64,000 in the matter of a few minutes after a trickster called him posing as a bank official and asked him to seed his Aadhaar number with his bank account.

    Ramachandra Upadhyaya, a resident of Kuvempunagar in Ittamadu, told police that he got a call from a person who introduced himself as Dilip Kumar, a manager at State Bank of India.

    Dilip Kumar told Ramachandra that his debit card had been deactivated for not linking the Aadhaar number. On the pretext of helping him with the task, he collected the debit card details and also the one-time password (OTP). He then made five transactions within 15 minutes.

    Ramachandra revealed the OTPs each time as Dilip said they did not work. The transactions showed that Dilip Kumar transferred the money to e-wallets like Vodafone’s MPESA (`19,999), Airtel money (`19,900), Paytm (`9,999), Oxigen (`3,999) and Ola money (`9,999).  Police sources say this modus operandi of cheating people has become a new trend. Tricksters call up people saying that their bank account has been suspended as it has not been linked with their Aadhaar number and get them to reveal the Aadhaar number and ATM PIN. Later, they ask for the OTP (which they claim to have sent for linking the Aadhaar number with bank account) to steal the money.

    PMO had to intervene for registering complaint
    Though the incident occurred in April, it took almost four months for police to register Ramachandra’s case. That too only after the intervention of the Prime Minister’s Office.  

    Ramachandra said, “The incident took place on April 29 around 3pm. I came to know about it after a few minutes. Puzzled by it, I went to Girinagar police station where they said that the place of occurrence of the crime did not come under their jurisdiction and suggested that I go to C K Achchukattu police station. The next day, I went to the police station but they took it very casually and said such incidents happen very frequently. They told me to forget about the money and sent me back home.”

    “Later, I called the cyber crime police who said that due to three days of holidays, they could not register the complaint and told me to call me after three days,” he said. “Two days later, a family friend, who noticed that I was depressed, asked me about it. When I narrated the incident and about the police inaction, he helped me write a letter to Prime Minister’s office,” he said. “On August 10, I got a call from C K Achchu kattu police who informed me that they had received directions from the PM’s office to register the case. Finally, I was able to file a complaint and get a copy of the FIR,” he added.

    11777 - Aadhaar no panacea - Government should not take Nandan Nilekani's warning lightly - Business Standard

    August 13, 2017 Last Updated at 22:33 IST

    With reference to the editorial, “Mr Nilekani’s warning” (August 11), the present government should not take his words lightly and ignore repeated data security concerns linked to the Aadhaar database raised by Nandan Nilekani himself, the founding chairman of the Unique Identity Development authority of India (UIDAI) and Infosys co-founder. 

    His apprehensions about the Aadhaar data getting hacked in the absence of safeguards against the backdrop of the lack of data security and privacy protection are not unfounded. The UIDAI has lodged a complaint against an IIT Kharagpur engineer for illegally accessing the Aadhaar database using an app being developed at his start-up. More such incidents could take place.  
    The government has been relying exclusively on Aadhaar data as the means of establishing the identity of Indian citizens. A nine-judge bench of the Supreme Court is considering the matter of the right to privacy of Indian citizens and is set to announce its verdict soon. The government, instead of waiting for this verdict, is extending the operational horizon of Aadhaar. For example, the mandatory linking of PAN, driving licence, mobile phones, death certificates with Aadhaar. Even for buying shares and investing in mutual funds, a citizen’s Aadhaar data should be in place. More such surprises could in store. 

    The editorial makes a valid point when it says that “currently, there is nothing users know regarding what is happening to their data and this information needs to be given to the people”. Why is the government so adamant on Aadhaar and why is it refusing to hear the voices being raised across the country against this collection of data? Does it believe that if all details of a citizen are logged into the Aadhaar database nothing will ever go wrong? Has it even thought about weeding out a significantly large number of “duplicate and fake” Aadhaar cards, too, as it has done for more than a million “fake and duplicate” PAN cards? Is the finance minister listening?

                  Vinayak G    Bengaluru

    11776 - Aadhaar Related Articles Dated 17th August 2017

    Economic Times
    UIDAI had advised all commercial banks to provide Aadhaar enrollment and updation facility at their branches through its notification on July 13, 2017.

    Details like mobile number and email registered with Aadhaar can be verified by using online tools provided by the Unique Identification Authority of ...

    The Hindu
    During an Aadhaar enrolment drive at the Child Welfare Committee Orphanage — where the boys were housed — their applications were rejected.

    Times of India
    The Unique Identification Authority of India (UIDAI) Regional Office, Bengaluru, carried out an Aadhaar enrolment drive at orphanages. A background ...

    Times of India
    MUMBAI: Reserve Bank of India (RBI) on Wednesday said that farmers need to mandatorily link Aadhaar numbers to their accounts to avail subsidised ...

    Hindustan Times
    In recent months, websites maintained by NIC have inadvertently published the Aadhaar numbers and financial details of millions of citizens.

    Deccan Herald
    Aadhaar, India's biometric citizen identification platform, is well secured and can't be hacked in, said Nandan Nilekani, former chairman of Unique ...

    "To ensure hassle-free benefits to farmers under the Interest Subvention Scheme, the banks are advised to make Aadhaar linkage mandatory for ...

    Business Standard
    These numbers were deactivated under Section 27 and 28 of the Aadhaar (Enrolment and update) Regulations, 2016. These sections deal with UIDAI ...

    Economic Times
    As head of retail bank ing and wealth man agement division for HSBC in the Asia-Pacific region, Kevin Martin is in charge of the largest retail division ...

    Morung Express
    Mumbai, August 16 (IANS): The Reserve Bank of India (RBI) on Wednesday advised commercial banks to make Aadhaar cards linkage mandatory for ...

    To book the JioPhone via offline, you need to submit a copy of your Aadhaar card. One consumer can get just one JioPhone. The bulk bookings can ...

    The Hindu
    India's tech community, including technology billionaire Nandan Nilekani, who spearheaded Aadhaar, say India quickly needs a “data protection law.”.

    With Aadhaar, a 12 digit number is attributed to volunteering Indian citizens, corresponding to their biometric and demographic data. Having an ...

    eSign is eMudhra's flagship service, which allows any Aadhaar holder to digitally sign a document. This is a new and innovative way to sign any ...

    MahaDBT is an Aadhaar-authenticated electronic mechanism to give ... state to launch this system to give direct benefits with 'Aadhaar' authentication.