In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.
On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.
In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.
In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.
In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.
"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi
Ram Krishnaswamy
Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Showing posts with label PRFDA. Show all posts
Showing posts with label PRFDA. Show all posts

Friday, January 8, 2016

9197 - PFRDA switches to PAN from Aadhaar for online enrolment under NPS

PTI|

20 Dec, 2015, 11.25AM IST

NEW DELHI: Pension fund regulatory body PFRDA has started using PAN instead of Aadhaar for validation of new customers who can now be registered online under the National Pension System (NPS) scheme. 

"PAN (permanent account number) cards will be used instead of Aadhaar for online opening of an NPS account. An online facility for opening of an NPS account based on verification of PAN and bank KYC has commenced," Pension Fund Regulatory and Development Authority of India (PFRDA) Chairman Hemant G Contractor told PTI. 

The Aadhaar-based online NPS account facility was started on a pilot basis, but following a Supreme Court judgment on usage of Aadhaar, it had to be discontinued. 

He said under the PAN validated facility, customers can access their account on the NPS Trust website. 

"The subscriber having an account with Internet banking facility with any of the six participating banks can open his NPS account online," Contractor said. 

The banks in question are State Bank of Travancore, State Bank of Patiala, Oriental Bank of Commerce, United Bank of IndiaBSE -1.40 %, South Indian BankBSE -0.26 % and Syndicate BankBSE 0.37 %. 

The Supreme Court in October lifted restrictions on usage of Aadhaar card for social welfare schemes and said implementing agencies can use Aadhaar number voluntarily. 

Contractor said the apex court has allowed usage of Aadhaar for the pension scheme under the National Social Assistance Programme (Old Age Pensions, Widow Pensions, Disability Pensions), apart from MGNREGS, PMJDY and EPFO. 

While the online facility is expected to widen PFRDA's reach, people may stand to gain from quicker replies. 

NPS, regulated by PFRDA, has a wide spectrum of subscribers drawn from central, state, private and unorganised sectors. 

According to PFRDA data, as of October 31, 2015, a total of 9,380,174 were on the subscriber list of NPS. The asset under management during the same period stood at Rs 1,02,878 crore. 



Thursday, October 22, 2015

8962 - With Aadhaar, PF pullout in hours, not months - Telegraph India



With Aadhaar, PF pullout in hours, not months

New Delhi, Oct 16 (PTI) :

All that paperwork for withdrawing your provident fund money may soon be history.

Retirement fund body EPFO is hopeful of launching an online PF withdrawal facility by March end after the Supreme Court extended voluntary use of Aadhaar card to government schemes, including provident fund.

The Employees' Provident Fund Organisation, with over 50 million subscribers, has been working on such a facility for online settlement of PF claims within three hours of receiving an application.

Once this is operational, subscribers can apply online for PF withdrawal, which will be transferred directly to their bank accounts.

”We have written to the Labour Ministry for approvals for starting an online PF withdrawal facility. We are hopeful of launching this by March end after yesterday's Supreme Court ruling,” Central Provident Fund Commissioner K.K. Jalan told PTI.

On Thursday, the apex court extended voluntary use of Aadhaar for schemes like the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA), all types of pension schemes and provident fund, PM's Jan Dhan Yojana.

At present, subscribers who wish to settle their accounts with the Employees' Provident Fund Organisation (EPFO) are required to apply manually.

Jalan said, “We want to launch the PF withdrawal facility and sought certain approvals. But before launching that, we will ensure speedy verification of PF withdrawal cases of those applicants who will mention their Aadhaar in their claims.”

Elaborating, he said, “During this month, we will start settling all PF withdrawal claims having Aadhaar numbers within three days against the mandated period of 20 days though the claims will be filed manually only.”

In order to push the online facility for subscribers, EPFO has become the registrar of the Unique Identification Authority of India (UIDAI) for purpose of enrolment. It is also an online authentication user agency for the Authority.

However, for the online mechanism to work, at least 40 per cent of Unique (portable PF) Account Numbers (UANs) should be seeded with Aadhaar numbers and bank account details of the subscribers.

According to EPFO website, the authority has issued 5.6 crore UANs, of which 92.88 lakh subscribers have provided their Aadhaar numbers and 2.75 crore bank account details.

EPFO has verified or attested 64.67 lakh Aadhaar numbers and 1.9 crore banks accounts for seeding those with UANs. At present, there are 1.99 crore subscribers who have actually activated their UANs.

The seeding of Aadhaar with UAN is also required for providing online PF withdrawal claim facility.





8961 - SC permits 'voluntary' use of Aadhaar cards in welfare schemes - Deccan Herald

New Delhi, Oct 15, 2015 (PTI)

Lifting its earlier restriction, the Supreme today permitted voluntary use of Aadhaar cards in welfare schemes that also included MGNREGA, all pension schemes and the provident fund besides ambitious flagship programmes like 'Pradhan Mantri Jan Dhan Yojna' of the NDA government.

The social welfare schemes, aimed at reaching to the door steps of the "poorest of the poor", were in addition to LPG and PDS schemes in which the apex court had allowed the voluntary use of Aadhaar cards.

A five-judge bench headed by Chief Justice H L Dattu also put a caveat in its interim order for the Centre and said, "We also make it clear that Aadhaar card scheme is purely voluntary and not mandatory till the matter is finally decided by this court, this way or the other way."

The bench, while including the four other schemes along with LPG and PDS where Aadhaar may be used, said, "The Union of India to follow all other orders passed by this court since September 23, 2013."

It also said the Constitution bench, which also included Justices M Y Eqbal, C Nagappan, Arun Mishra and Amitava Roy, was set up only for the purpose of deciding applications filed by the Centre and bodies like RBI, SEBI, IRDA, TRAI, the Pension Fund Regulatory Authority and states like Gujarat and Jharkhand seeking modification of the August 11 order.

The bench also said that a larger bench was required to be set up for final disposal of the petitions that also include the question as to whether the right to privacy is fundamental right.

The plea for inclusion of various programmes, 'Pradhan Mantri Jan Dhan Yojna', MGNREGA, all pension schemes and the provident fund, today faced stiff opposition from a battery of senior lawyers like Soli Sorabjee, Gopal Subramanium and Shyam Divan.

'Jan Dhan Yojana' features in Guinness Book of World Records for opening 18,096,130 bank accounts in a week starting from August 23, 2014 as a part of the financial inclusion campaign. Till October 7, 2015, 18.70 crore accounts have been opened under the scheme.

Divan, representing one of the petitioners who has challenged the Aadhaar card scheme, started arguments with the claim that the Unique Identification Authority of India (UIDAI), which runs the programme, is neither backed by any law nor by any notification and is getting biometric details through private agencies.

He further raised a legal objection and said that any modification of the August 11 order should be either done by the same three-judge bench or by the five-judge bench having those three judges which had passed the order in question as the instant proceedings amounted to review.

"If this bench is sitting only for hearing the modification then the court is re-visiting the order and its akin to review or curative," he said.

The court then referred to the order by which the three-judge bench had refused to consider the pleas seeking modification and had said that they will be dealt by the larger bench only.

The bench, during the two-hour-long hearing, repeatedly posed the query to the lawyers as to "why it is not good for other schemes and how can the court stop the voluntary use of Aadhaar in other welfare schemes if same is permitted for PDS and LPG schemes."

The lawyers for the petitioners contended that the scheme is "all pervasive" and is not full proof either and hence, cannot be used for other programmes.

The collection and use of the biometric and electronic details amount to invasion of privacy and the "the state cannot remain present every place with everybody," Divan said.

He further said that the citizens are not restrained from using Aadhaar cards, the injunction is against the state and its authorities.

"Can this court restrain 50 crore people, who want to use it, that you cannot use," the bench said, "if it is allowed for LPG and PDS, then why not MNREGA? Why not Jan Dhan Yojna?"

Attorney General (AG) Mukul Rohatgi, appearing for the Centre, initially said that the voluntary use of Aadhaar be extended to all schemes. The bench then said that it cannot be done at present. It forced the AG to settle for four schemes other than LPG and PDS.

Yesterday, the court had taken note of Centre's plea that Aadhaar cards be allowed to be used "voluntarily" for welfare programmes other than PDS and LPG schemes and asked whether it can assure that nobody would be at a "disadvantageous" position for want of Aadhaar.

A three-judge bench had on August 11 referred a batch of petitions, challenging Aadhaar cards scheme, to a larger bench for an authoritative view on the question as to whether the right to privacy is fundamental right or not and had also restricted the use of Aadhaar to PDS and LPG scheme only.

Rohatgi had yesterday referred to the facts about the Aadhaar, the background of the cases, their reference to the CJI for setting up of larger bench and the reasons for interim pleas of the Centre and its bodies for modification of the order for voluntary use of the Aadhaar cards in other welfare schemes like MNREGA, pension and 'Pradhan Mantri Jan Dhan Yojana'.

He had said over 92 crore citizens had been issued Aadhaar cards by the UIDAI and since the court has already stated that it will not be mandatory, there should not be any problem in allowing Aadhaar to be used on voluntarily basis to establish the identity of persons and make available the benefits of other welfare schemes as well.

He had submitted that crores of rupees had been spent on the UIDAI scheme to connect six lakh villages of the country with various welfare measures like MNREGA, pension schemes, Jan Dhan Yojana etc and 85,000 bank correspondents have been put on job to reach the beneficiaries at their doorsteps.

He had also explained the role of bank correspondents who will help the beneficiaries to realise welfare scheme benefits and also help them in opening bank accounts at the doorsteps.

Further, the Aadhaar cards would help in stopping fake withdrawal of money arising out of welfare scheme and pensioners would not have to visit the pension officer every year in November to establish they are alive, he said.

UIDAI, established by UPA-2 in 2009, issues Aadhaar cards to the citizens. Under the programme, every citizen is to be provided with a 12-digit unique identification number for which biometric information is collected.

Friday, October 16, 2015

8942 - SC relaxes Aadhaar card use - Business Standard



SC relaxes Aadhaar card use
IANS |  New Delhi 
October 15, 2015 Last Updated at 16:02 IST


The Supreme court on Thursday relaxed its earlier order extending use of Aadhaar card on voluntary basis in social welfare scheme MNREGA, old age pension scheme, provident fund and Prime Minister's Jan Dhan Yojana.


The apex court constitution bench headed by Chief Justice H.L. Dattu modified the order on a batch of applications by the central government and its various agencies seeking modification of August 11 order by which the use of Aadhaar card was limited for getting foodgrain and kerosene under PDS and for LPG.

Thursday, October 8, 2015

8854 - TRAI, IRDA, PFRDA too reach Supreme Court on Aadhaar issue - Money Life



MONEYLIFE DIGITAL TEAM | 06/10/2015 06:24 PM |   

The SC is likely to announce its decision on Wednesday on applications by RBI, SEBI and others for permission to use Aadhaar card for schemes 

Seeking clarification on usage of Aadhaar number, other regulators like Telecom Regulatory Authority of India (TRAI), Insurance Regulatory and Development Authority and Pension Fund Regulatory and Development Authority (PFRDA) too have reached the Supreme Court. These regulators along with Reserve Bank of India (RBI) and market regulator Securities and Exchange Board of India (SEBI) have  asked for clarification on the apex court's order notwithstanding the fact that the SC had for the fourth time on 11 August 2015, had reiterated that Aadhaar cannot be a condition for obtaining any benefits otherwise due to citizens.


Wednesday, October 7, 2015

8852 - No interim relief: SC refers Aadhaar case to larger bench - Money Control

Oct 07, 2015, 04.43 PM | Source: Moneycontrol.com


A Supreme Court bench hearing the applicability of Aadhaar for
essential services referred the matter to a larger Constitutional
bench, and refused to provide interim relief for it and regulators
seeking the use of the identification program.


The case involved the government and regulators such as RBI, SEBI, PFRDA and TRAI seeking permission from the apex court to mandate the use of the biometric information-based identification program for telecom and financial services or for schemes such as Jan Dhan Yojana or or MGNREGA.

Opponents of Aadhaar say mandating its use could be an invasion of privacy and expressed concerns over security of users' data.

The Aadhaar, operated by the Unique Identity Authority of India
(UIDAI), is the world's largest biometric based idenfication system.

The program was started by the erstwhile UPA government and has been given a push by the current government, which has expressed its wish to widen its scope.

Friday, October 2, 2015

8788 - Modi govt goes all out for Aadhaar - LIve Mint

Last Modified: Thu, Oct 01 2015. 11 39 AM IST



More departments to approach Supreme Court for review of interim order; PM Narendra Modi to personally review Aadhaar enrolment

Saurabh Kumar

On Wednesday, Narendra Modi called a meeting of state secretaries as well as other stakeholders in the Aadhaar unique identity number programme and asked them to push ahead with their enrolment initiative. Photo: Bloomberg

New Delhi: Prime Minister Narendra Modi and his National Democratic Alliance (NDA) government are pulling out all the stops to ensure that the Aadhaar number doesn’t lose relevance in the face of a legal challenge to its use.

On Wednesday, soon after his return from the US, Modi called a meeting of state secretaries as well as other stakeholders in the Aadhaar unique identity number programme and asked them to push ahead with their enrolment initiative. The Prime Minister asked the states to complete the enrolment by December; he will personally review the progress every month. Thus far, 920 million people have been enrolled in the project.

A government official familiar with the matter said the Telecom Regulatory Authority of India (Trai), Insurance Regulatory and Development Authority, Pension Fund Regulatory and Development Authority and the state governments of Maharasthtra, Jharkhand and Chhattisgarh will also seek a review from the Supreme Court of its 11 August interim order restricting the use of Aadhaar to paying subsidies for the public distribution system and cooking gas.

That follows Tuesday’s united defence of Aadhaar in the Supreme Court by the Unique Identification Authority of India (UIDAI), Securities and Exchange Board of India (Sebi), Reserve Bank of India (RBI) and the state of Gujarat—all, again, sought a review of the order, which has jeopardized the government’s Digital India plan as well as the country’s move to a cashless economy.

In total, there will be 11 such review petitions, the official added, speaking on condition of anonymity.

On Tuesday, the bench adjourned the hearing to 6 October and is likely to decide whether the case can now be heard by the same three-judge bench or if it should be heard by a larger constitution bench to which the case has been referred. Supreme Court chief justice H.L. Dattu is yet to notify the constitution of a larger bench to hear the matter. The 11 August interim order did not ask the government to stop the process of enrolment.

Rarely have so many regulators and state governments approached the Supreme Court for such a review.

A second person familiar with the developments who spoke on condition of anonymity said that apart from highlighting the utility of Aadhaar, this is also a move to clearly delineate the powers of the executive from those of the judiciary. Indeed, over the past decade, courts have repeatedly stepped into the realm of policy-making—something that the Modi government hopes to stop.

Interestingly, while addressing the Indian community at SAP Centre in San Jose, California, on Monday, Modi emphasized the utility of Aadhaar in saving subsidies given for liquefied petroleum gas cylinders. He had said that India is moving ahead with “JAM of all”, short for Jan Dhan (a scheme to give people no-frills bank accounts), Aadhaar and mobile governance. He also said that giving a unique number to each citizen will help eliminate duplication in providing government benefits.
Under the Aadhaar-based direct benefit transfer (DBT) for LPG, or Pahal Scheme, so far 142.5 million beneficiaries have received Rs.25,795.93 crore in their bank accounts since the scheme was relaunched in November 2014. The government expects to save Rs.15,000 crore in leakages in LPG subsidy every year.

Also, as reported by Mint on 25 September, the government expects to save 40% of the subsidy through DBT in foodgrains, which will be an annual saving of around Rs.50,000 crore (mintne.ws/1KC83qG).

A Trai official who did not want to be identified confirmed that the telecom regulator was moving an application before the Supreme Court on the subject. The regulator wants a clarification on whether telecom subscribers can use Aadhaar as identity proof. As of July 2015, the total mobile subscriber base of the country was 983.21 million.

The first government official said that states have been directed to set up camps in schools and maternal and child welfare centres, especially in rural areas, to enrol children in the Aadhaar programme.

“Out of the 350 million or so people who do not have Aadhaar, around 250 million are people below the age of 18 years. This population does not have proper government identity and the enrolment drive will focus on this. The Prime Minister believes that Aadhaar is a transformational tool and an enabler,” the official said.

Of the 920 million Aadhaar enrolments, 240 million have been done after the current National Democratic Alliance government came in to power in May 2014, said the first government official quoted above.

As of now, Aadhaar number has been seeded for various government schemes such as Jeevan Pramaan, DigiLocker, scholarships, Jan Suraksha Schemes, passports and voter’s identity cards, among others.

The Supreme Court’s 11 August order came in response to several petitions that questioned whether the mandatory use of Aadhaar for various government welfare schemes discriminates against those who don’t have the number, and concerns related to privacy and abuse of the Aadhaar database.

Although the Supreme Court didn’t stop the process of enrolment under Aadhaar, a petitioner in the case who did not want to be identified said the enrolment cannot be forced or mandatory. “We have collected instances of the court’s order being violated and we will submit it to the court in the next hearing,” the petitioner said.

The idea of Aadhaar numbers, issued by UIDAI, was hatched during the rule of the United Progressive Alliance government. The project currently doesn’t have legislative backing.
Apurva Vishwanath contributed to this story.


Saturday, May 2, 2015

7890 - APY to provide defined pension of up to Rs 5,000

By Kumar Shankar Roy Apr 28 2015 , Kolkata

Pension regulator PFRDA has come out with details of Atal Pension Yojana (APY), which was announced as a scheme focussed on citizens in the unorganised sector.

The APY will provide a defined pension, depending on the contribution and its period. Under the APY, the subscribers would receive the fixed minimum pension of Rs 1,000-5,000 per month, at the age of 60 years depending on the contributions by the subscribers.The APY will be launched in June. To open APY account, one has to approach the bank branch where individual’s savings bank account is held.

Aadhaar/mobile number will have to be provided while filling the form. As per PFRDA, the contributions under APY are invested as per the guidelines prescribed by ministry of finance.

The amount collected under APY will be managed by pension funds appointed by PFRDA as per the investment pattern specified by the govt. The subscriber will, however, have no option to choose either the investment pattern or the pension fund.

Aadhaar would be the primary KYC document for identification of beneficiaries, spouse and nominees to avoid pension rights and entitlement related disputes in the long-term, PFRDA said. Also, the due date for monthly contribution will be as per the initial date of deposit of contribution into APY. Non-maintenance of required balance in the savings bank account for contribution on the specified date will be considered as default.

Banks will collect additional amount for delayed payments, such amount will vary from minimum Re 1 per month to Rs 10 per month. Discontinuation of payments of contribution amount shall lead to account being frozen after 6 months, deactivation after 12 months and closure after 24 months.

The subscribers can opt to decrease or increase pension amount during the course of accumulation phase, as per the available monthly pension amounts. However, the switching option shall be provided once in year during the month of April, PFRDA said. Exit before 60 years of age would be permitted only in exceptional circumstances, i.e., in the event of the death of beneficiary or terminal disease.

kumarshankar


@mydigitalfc.com