uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty” and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” - Edward Snowden

Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


Saturday, April 29, 2017

11180 - Within weeks of govt’s Aadhaar Pay launch, Samsung Pay goes live with UPI - Your Story


Team YS,  27 APRIL 2017

On Monday, Samsung India announced the availability of Unified Payments Interface (UPI) on its flagship mobile payments service, Samsung Pay, in India.
With the introduction of UPI, Samsung Pay now integrates card payments, mobile wallets and UPI on one app. Moreover, the transactions made by users through UPI on Samsung Pay would be facilitated through Axis Bank.

Samsung Pay was launched in India last month

With the launch of UPI on Samsung Pay, users can create their unique virtual addresses, enabling them to make seamless bank-to-bank transfers.

Further, according to a press statement from the company, a unique benefit of enabling UPI on the Samsung Pay app is the integration with the users’ address book, which then identifies existing accounts on the contact list.

@pingpay is the UPI handle assigned to Samsung Pay.
UPI is a payment system that powers multiple bank accounts on a single mobile application (of any participating bank), merging several banking features, seamless fund-routing and merchant payments under one hood.

This would also cater to the ‘peer-to-peer’ collect request, where users can request for payments from their contacts, adding to the convenience of Samsung Pay consumers.
At the launch, Dilip Asbe, Chief Operating Officer, National Payments Corporation of India (NPCI), said,
 “We are excited to magnify UPI’s reach by going live on Samsung Pay. This initiative will surely contribute towards assisting our objective of providing convenience and safety to the customers while they make payments. We congratulate Samsung Pay and Axis Bank for emerging as one of the first UPI adopters in this segment.”

While Rajiv Anand, Executive Director - Retail Banking, Axis Bank, added,
 Samsung Pay is a simple and secure way to pay using the existing point-of-sale (PoS) network. The addition of UPI to Samsung Pay, in association with NPCI, makes it an even more powerful proposition for customers to transfer money and make payments.

Launched in March this year, Samsung Pay, works on three levels of security—fingerprint authentication, card tokenisation, and Samsung’s defense-grade mobile security platform, Samsung KNOX.
At present, Samsung Pay works with Visa, MasterCard, American Express, Axis Bank, HDFC Bank, ICICI Bank, SBI Cards, Citibank and Standard Chartered Bank.
To launch Samsung Pay, a user needs to swipe up on an eligible Samsung Galaxy smartphone, select the card, authenticate using a fingerprint or PIN and bring the phone near the Point of Sale terminal.
Samsung Pay works with Samsung’s patented Magnetic Secure Transmission (MST) technology as well as with Near Field Communication (NFC).
Just this month, Prime Minister Narendra Modi, on the occasion of Ambedkar Jayanti, launched Aadhaar Pay, BHIM Aadhaar-based mobile app (Aadhaar Pay or BHIM Aadhaar), which will allow consumers to pay through their biometric data, linked to their Aadhaar.
At the same time, Aadhaar Pay doesn’t require the customers to carry their smartphone. Customers just need to input their Aadhaar number, select a bank and put in their biometric to validate the transaction, hence, disrupting the use of smartphones for making payments in the country.
On a side note, the Aadhaar Pay platform might also help merchants reduce their costs of deploying digital payments by disrupting PoS, and requiring only a biometric scanner.