uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty” and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” - Edward Snowden

Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


Monday, December 12, 2016

10574 - Moving Towards A Cashless Economy - Money Control

Nov 04, 2016, 10.40 AM | Source: Moneycontrol.com 

The following article is an initiative of Bank Bazaar & CNBC-TV18 and is intended to create awareness among the readers. The explosion in use smart phones and digital transactions right from purchasing groceries to buying electronic goods online has heralded the beginnings of a cashless economy in India. With 220mn smart phones, India is the second biggest smart phone market, in terms of active, unique smart phone users, surpassing the U.S. market. The click, swipe, and order syndrome has drastically changed the way businesses are done and the result is that ‘digital’ is within everyone’s means today. From digital wallets to Demat accounts, the results of this ubiquitous digitalization are for the whole world to see. Besides making transactions less cumbersome and saving on time by as much as 70% in certain cases, banks and companies are also saving on transaction costs. The conversion rates, too, are almost three times higher – a huge plus for the financial companies. It’s a win-win situation for consumers too. Quit the long queues to pay bills; online is the new way forward. What’s beautiful about paperless processes is its ability to deliver and empower people at the same time. The best example of this is the JAM trinity – or the Jan Dhan Yojana, Aadhaar, and mobile connectivity, in the wheel of economic policies that are meant to drive the financial inclusion measures to bring about an overall empowerment. For the first time, we are seeing market forces and social goals come together because of paperless finance. With a view to further paving the roads to strengthening the digital drives, BankBazaar.com, in association with CNBC-TV18, held a digital banking summit. This event saw some of the biggest names in the BFSI industry come together on one platform and give their view on the way forward and the enormity of decisions based on digital disruptions in the near future. There were speakers like Amit Agarwal, VP & Country Manager, Amazon India and Nandan Nilekani, Former Chairman of the UIDAI who dwelled on the future of #Paperless economy.  In addition, there were two panel discussions to discuss this at length. The first one was on the Impact of Regulatory Decision Making on Digitalization of BFSI Sector. The buzzwords here were online transactions, mobile banking, banking apps, and making financial transactions a paperless process as a part of moving towards a digital future of paperless banking. Digital banking is the need of the hour, and the regulators’ stance to focus on cashless transactions has led to new technologies being adopted in the BFSI space. Many banks are now collaborating with these firms to introduce products for payments, loans, and remittances. Regulators are encouraging paperless and technology is enabling a seamless experience. The ability to take advantage of the regulatory encouragement and technology advancement will be a game-changer in the coming days. The second panel discussion was on making financial product purchases 100% paperless and secure especially in the non-banking and insurance sector. The panelists discussed the role of Aadhaar-based eKYC for KYC verification and its implementation keeping in mind the regulatory and other additional requirements to take the first step towards a completely paperless financial product. The BFSI sector on the whole is focusing on strategies to make services available on the online platform. Banking apps, SMS banking, and digital wallets are gaining popularity and make way for safe and secure banking. The catch here is in enabling consumers to believe in the digital experience – read digital banking and at the same time tackling valid concerns of online fraudulent transactions. It’s a tightrope walk, and one that most banks have mastered. Yet, these are just the first set of digital footprints collectively taken and a lot more needs to be done to strengthen processes and make them more robust and transparent. Though baby steps in the larger scheme of things, enabling online digital banking and Aadhaar-based eKYC for verification are, nevertheless, steps in the right direction in making India more digitally viable and sustainable.