When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty” and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” - Edward Snowden


Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project


What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.

Sunday, December 25, 2016

10645 - ICICI Bank seeks to digitise 100 villages in 100 days - TNN

TNN | Updated: Nov 29, 2016, 09.03 AM IST

MUMBAI: ICICI Bank on Monday said it will run a project to transform 100 villages across the country into digital villages in as many days. The project envisages enabling villagers to use digital channels for banking and payment transactions. 

ICICI Bank will open accounts for all and enable cashless payments to retail stores through messaging-based applications that can run on basic phones. "Besides creating a cashless payment system, we will provide vocational training and credit linkages to make villages digital," said Chanda Kochhar, MD & CEO, ICICI Bank. She added that the bank would draw from its experiences in Akodara village in Gujarat's Sabrakanta district where it ran a pilot project on digital villages. 

In the next 100 days, the bank will provide vocational training to 10,000 underprivileged villagers from largely agrarian states The announcement is part of the bank's continuing effort to provide a digital ecosystem across the country, including rural India, in the wake of demonetisation of high value currencies, Kochhar said. To provide mobile banking access to the underprivileged, the bank plans to use SMS and USSD banking solutions. USSD (Unstructured Supplementary Service Data) is a technology that enables communication between the mobile phone and the bank's servers in a manner similar to how a mobile user checks his balance talktime.

In the first phase, ICICI Bank will use tablet-based banking and Aadhaar-based e-KYC to help villagers open accounts without submitting physical documents. All adults in the villages will have savings accounts, which will be linked to Aadhaar to enable direct transfer of government benefits. There will be dedicated branches and ATMs of ICICI Bank to service these accounts and mobile banking will be available in regional languages. 

The bank plans to replicate the Akodara experiment where it introduced a measuring, tracking and payment solution for members of a milk cooperative society and its members for sale of milk. In the 100 villages, activities like payments to farmers from mandis and payment from farmers to labourers, among others, will be brought under digital payment ecosystem. The bank will also set up point of sale (PoS) machines at seed and fertiliser outlets for cashless transactions using RuPay cards.

In the second phase, villagers will be trained in income-generating activities like dairy, agriculture equipment repair, hand embroidery, dress designing and sandstone cutting, among others. These trainings will be of up to 30 days. Finally, the bank will provide credit to improve opportunities to earn a livelihood.