AADHAAR RELATED ARTICLES: 11469 - BHIM-Aadhaar: With just 10,000 daily transactions project off to a poor start

In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.

On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.

In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.

In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.

In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.

"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi

Ram Krishnaswamy

Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Friday, May 26, 2017

11469 - BHIM-Aadhaar: With just 10,000 daily transactions project off to a poor start - Financil Express

BHIM-Aadhaar: With just 10,000 daily transactions project off to a poor start

The government’s Bhim-AadhaAr initiative, rolled out on April 14, is off to a slow start with very few transactions taking place.

By: Shritama Bose | Mumbai | Published: May 25, 2017 7:02 AM

The government is understood to have laid down targets for cashless transactions though this could not be immediately confirmed. (PTI)

The government’s Bhim-AadhaAr initiative, rolled out on April 14, is off to a slow start with very few transactions taking place. The initiative was aimed at encouraging merchants to accept digital payments using customers’ biometric authentification or Aadhaar. However, sources told FE merchants are still waiting for the Unique Identification Authority of India (UIDAI) to specify the exact features which the biometric authentication devices need to have.

While the government had put out a number of seven lakh merchants as having been acquired across 27 banks, there have been no further updates on either merchant acquisition or transaction volumes.

“The smartphone app that merchants need to download is ready. But they are waiting for the specifications of the plug-in device that will enable the payments before they can start,” an executive with a public-sector bank said.

The government is understood to have laid down targets for cashless transactions though this could not be immediately confirmed. Sources said, by end September, banks are to acquire 30 merchants per branch, who transact digitally, irrespective of the size of the bank or branch.

Traction at even the country’s largest lender, State Bank of India, is believed to be limited, with fewer than one lakh merchants on-boarded for Aadhaar-based payments. Moreover, the number of daily transactions ranges between 10,000 and 20,000, sources said.

The cost of the authentication device—between Rs 2,000 and Rs 3,000—may be deterring small merchants from getting on to the Aadhaar-based payments network.

Besides, the most inexpensive smartphone is priced at around Rs 4,000. This puts the cost of installation at par with that of a point-of-sale (PoS) terminal, which costs anywhere between Rs 6,000 and Rs 9,000.

“AadhaarPay is mainly for rural merchants and they are currently not on the payment system,” another banking executive told FE.

Dilip Asbe, COO, at National Payments Corporation of India, said the merchant discount rate (MDR) for Aadhaar-based transactions may be reimbursed by the government. “There is some discussion that the MDR, for Aadhar Payments, would be reimbursed by the government for a certain period of time since this is essentially for assisted mode and rural market. The MDR, or the charge that a merchant pays its respective acquiring bank, is 25 basis points (bps), or 0.25%, Asbe said.