uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


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Wednesday, February 10, 2016

9326 - RBI’s S.S. Mundra pushes for account number portability - Live Mint

Fri, Feb 05 2016. 03 00 AM IST


Mundra argues that customers should be able to move seamlessly between banks without having to change their account numbers


RBI deputy governor S.S. Mundra also called on banks to consider the disruption possible through blockchain technology. 

Mumbai: The Indian banking sector is well-placed to move towards account number portability, said Reserve Bank of India deputy governor S.S. Mundra, speaking at Mint’s annual banking conclave in Mumbai.

Drawing a comparison to the telecom sector, Mundra argued that customers should be able to move seamlessly between banks without having to change their account numbers, should they be dissatisfied with the services offered by their bank.
“Why not become a global first in this? This will give competition a whole new dimension,” said Mundra while calling on banks to support this objective.
The three pre-requisites for such account portability would be a shared payment system, a unique identity and a central clearance system.
In the case of India, Aadhaar can be used as a unique identity and the National Payment Corp. of India (NPCI) Ltd can act as a central payment system, he said.
“We are well-placed to move towards account number portability and the industry should debate this,” said Mundra.
The RBI deputy governor also called on banks to consider the disruption possible through blockchain technology.
Blockchain is essentially a distributed database used to make secure transactions that is currently being used by cryptocurrencies such as Bitcoin and helps in authenticating transactions.
A number of global banks have been working with blockchain technology to find uses for it in traditional banking businesses.
On 1 February, Financial times reported that JPMorgan Chase & Co. has begun a trial project using blockchain technology to cut the cost of trading.
Speaking on increasing competition from non-bank sources of funding, Mundra said that increasingly, large corporations will borrow from sources other than banks.
This has already been seen last year when large corporates started to borrow from the markets rather than banks, where rates were lower.
“As the economy matures, more and more large corporates will move towards alternate sources of funding,” said Mundra.
“This will leave a void which will be filled by lending to retail and small and medium enterprises,” Mundra added but cautioned that banks will need to develop credit appraisal skills needed to these specific segments.
A red flag was also raised by the RBI deputy governor on dealing with the new accounts opened under schemes like the Jan Dhan Yojana. Banks must do constant Know Your Customer (KYC) checks and ensure that these accounts are not misused, said Mundra.