uid

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win. -Mahatma Gandhi

In matters of conscience, the law of the majority has no place. Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.” -A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.
Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant. Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017


Special

Here is what the Parliament Standing Committee on Finance, which examined the draft N I A Bill said.

1. There is no feasibility study of the project]

2. The project was approved in haste

3. The system has far-reaching consequences for national security

4. The project is directionless with no clarity of purpose

5. It is built on unreliable and untested technology

6. The exercise becomes futile in case the project does not continue beyond the present number of 200 million enrolments

7. There is lack of coordination and difference of views between various departments and ministries of government on the project

Quotes

What was said before the elections:

NPR & UID aiding Aliens – Narendra Modi

"I don't agree to Nandan Nilekeni and his madcap (UID) scheme which he is trying to promote," Senior BJP Leader Yashwant Sinha, Sept 2012

"All we have to show for the hundreds of thousands of crore spent on Aadhar is a Congress ticket for Nilekani" Yashwant Sinha.(27/02/2014)

TV Mohandas Pai, former chief financial officer and head of human resources, tweeted: "selling his soul for power; made his money in the company wedded to meritocracy." Money Life Article

Nilekani’s reporting structure is unprecedented in history; he reports directly to the Prime Minister, thus bypassing all checks and balances in government - Home Minister Chidambaram

To refer to Aadhaar as an anti corruption tool despite overwhelming evidence to the contrary is mystifying. That it is now officially a Rs.50,000 Crores solution searching for an explanation is also without any doubt. -- Statement by Rajeev Chandrasekhar, MP & Member, Standing Committee on Finance

Finance minister P Chidambaram’s statement, in an exit interview to this newspaper, that Aadhaar needs to be re-thought completely is probably the last nail in its coffin. :-) Financial Express

The Rural Development Ministry headed by Jairam Ramesh created a road Block and refused to make Aadhaar mandatory for making wage payment to people enrolled under the world’s largest social security scheme NRGA unless all residents are covered.


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Thursday, April 14, 2016

9826 - Payments revolution: After Aadhaar, NPCI showcases India’s tech talent - Financial Express

The spread of internet banking and, after that mobile wallets, has done wonders for India’s digital payments economy and the number is set to grow exponentially.

By: Ishaan Gera | New Delhi | April 12, 2016 2:18 PM

Just as it changed the card business with its RuPay, the state-owned NPCI has come up with a revolutionary payments concept that is both interoperable and is fully mobile. (Reuters)

The spread of internet banking and, after that mobile wallets, has done wonders for India’s digital payments economy – according to the latest FIBAC report, though the value was far smaller, there were more transactions on non-bank digital wallets (255mn transactions) in FY15 than there were mobile banking transactions (172mn), and the number is set to grow exponentially. The problem is, much of this is not inter-operable, so what is being created was a series of silos – banks put restrictions on their customers loading cash on to other wallets, many taxi aggregators accept digital payments only through their wallets and transferring money from one wallet to another is next to impossible though the presence of platforms like Chillr does help to some extent. The fact that India has just 1.2 million point-of-sale (PoS) devices that can read debit/credit cards – in around 25 million or more merchant outlets – also puts a limit to the spread of cards. Also, using debit/credit cards exposes user to the risk of their cards being cloned and internet banking is time-consuming given how details of the user’s bank account and IFSC code need to be fed in – creating a beneficiary account for internet banking also takes a few hours, taking away the necessary flexibility so important in a digital age. Hardly surprising then, that the bulk of transactions in India tend to take place in cash.
Just as it changed the card business with its RuPay, the state-owned National Payments Corporation of India (NPCI) has come up with a revolutionary payments concept that is both interoperable and is fully mobile – with this, NPCI joins an illustrious list of state-promoted initiatives like NSE, NSDL and UIDAI that both revolutionized their businesses and showcased India’s tech talent and ability to come up with easy solutions to truly large problems. Unlike the existing systems that are time-consuming and require users to input lots of details (like the IFSC code of the beneficiary or your credit card number, expiry date and CVV), NPCI’s United Payments Interface allots each user a unique number – financialexpress@sbi, for instance – which is linked to his/her bank account. A user may or may not wish to link an Aadhaar number to a UPI address and can even create different UPI addresses for different people – one for the kirana shop and another for buying on Amazon. If a payment has to be made, it can be made to this ID without any personal information being shared, making the system a lot safer than others. With most banks expected to be on UPI quite soon, digital transactions get a huge leg up since the system is bank agnostic. Also, since any individual with a bank account and a phone – right now, UPI cannot be used by wallets – can receive money, the restriction put by having just 1.2mn PoS devices goes away. UPI also allows a seller, for instance, to raise a bill on someone and if the person okays the transaction – by inputting a PIN number – the payment gets made. This is just the beginning since, as happened with Aadhaar, you can expect to see a host of apps getting built using UPI. Truly, a great day in India’s payments history.