AADHAAR RELATED ARTICLES: 12431 - Linking Aadhaar with bank accounts can prevent fraud: UIDAI CEO

In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.

On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.

In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.

In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.

In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.

"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi

Ram Krishnaswamy

Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Thursday, November 30, 2017

12431 - Linking Aadhaar with bank accounts can prevent fraud: UIDAI CEO - LiveMint

Linking Aadhaar with bank accounts can prevent fraud: UIDAI CEO

Aadhaar-bank account linking can detect fund transfer into a beneficiary bank account if it is linked with the Unique ID, says UIDAI CEO A.B. Pandey

Komal Gupta

Around 558 million bank accounts have already been linked with Aadhaar, says UIDAI CEO A.B. Pandey.

New Delhi: There has been a loss of $3 billion in the last one year due to fraud in the banking sector and the linking of bank accounts with Aadhaar can drastically reduce such frauds, A.B. Pandey, chief executive of the Unique Identification Authority of India ( UIDAI), said on Friday.

“There has been $3 billion loss in the last one year due to banking fraud. If every bank account was verified with Aadhaar then this would not have been possible. Every fraudster would try to take the money out from one account to another, but whichever is the beneficiary account if that account is verified with Aadhaar, it will be caught,” he said, while speaking at the fifth Global Conference on Cyber Space (GCCS).

Around 558 million bank accounts have already been linked with Aadhaar. The total number of bank accounts in the country as per estimates is around 1.1 billion, he added.

Various banks reported 4,851 cases of fraud involving about Rs 23,902 crore during 2016-17, the finance ministry told Parliament in July.

Even as the Supreme Court is still to give a final decision on a slew of petitions challenging the legal validity of Aadhaar on the grounds that it is an intrusion into a citizen’s fundamental right to privacy, the government is fast-tracking the process of seeding bank accounts with Aadhaar.

The Reserve Bank of India clarified on 21 October that linking of bank accounts with Aadhaar is mandatory under the Prevention of Money Laundering (Maintenance of Records) Second Amendment Rules, 2017. The deadline is 31 December.

Pandey said total savings in the last two-and-a-half years due to linking of Aadhaar in beneficiary databases is more than $10 billion.

“Once we link all government programmes with Aadhaar then we can save to the tune of $10 billion every year,” he added.

There are more than 1.18 billion Aadhaar card holders in the country. We are getting 40 million authentication requests every day, he said.

The total number of e-KYC transactions since inception is around 3.64 million and the total authentication transaction since inception is 13.2 billion, he said.

Pandey also said that during the last few months, more than 500 missing children have been identified through Aadhaar.

“When the child is found in any orphanage or some child home and we have a programme to get Aadhaar for every child. Then we find that the Aadhaar of the child has been made a few years ago,” he added.

Pandey reiterated that the Aadhaar database is “security proof” and it collects minimal data. He also assured that the database does not collect transaction data of bank accounts or SIM cards, property or income.

First Published: Sat, Nov 25 2017. 01 21 AM IST