AADHAAR RELATED ARTICLES: 10139 - Aadhaar & Fingerprint Based ATM Launched by DCB Bank; No Need for Card or PIN!

In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.

On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.

In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.

In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.

In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.

"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi

Ram Krishnaswamy

Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Friday, June 24, 2016

10139 - Aadhaar & Fingerprint Based ATM Launched by DCB Bank; No Need for Card or PIN! - TRAC.In

Last updated: June 14, 2016 at 19:23 pm

Aadhaar & Fingerprint Based ATM Launched by DCB Bank; No Need for Card or PIN!

Editorial Staff

Very soon you might not need to carry your Debit card or remember your PIN to withdraw cash from an ATM Machine. DCB Bank has launched Bangalore’s first Aadhaar & Fingerprint (Biometric) based ATM machine in Bangalore. Anyone can withdraw cash from this ATM without needing to have their ATM or Debit card and PIN number.

DCB Bank had, in April, piloted India’s first Aadhaar based ‘Cardless & PINless’ ATM in Mumbai. Now, after the successful pilot, Aadhaar based ATM has been launched in Bangalore by hands of Nandan Nilekani, former Chairman of UIDAI (Unique Identification Authority of India).

However, currently only DCB Bank customers will be able to use this facility and it has not been opened for other bank customers.

DCB plans to aggressively increase the number of such ATMs across the country – they will upgrade all their 400 plus ATM machines to provide Aadhaar based functionality within next 6 months. DCB has 201 branches across 18 states and 2 UTs in India.

DCB Bank Chairman Nasser Munjee said, “Bengaluru is an important centre for us…. These ATMs are testimony to our commitment to invest in customer facing technology and promote a new way of banking,”

Will Other Banks Follow?

The important question is whether other leading private banks and PSU banks follow this route? While none of the banks have made any official announcements as yet – it is expected that most banks will have it in their pipeline.

The positive thing is that crores of citizens are linking their Aadhaar card with their bank accounts for direct benefit transfers. Although Government has not made it mandatory for citizens to link Aadhaar card with Banks, various DBT schemes launched by Government are ensuring that citizens do it on their own accord.

Also, Banks are pushing their customers to use Aadhaar as their primary know-your-customer (KYC) document, without making it mandatory. All these steps are make sure that majority of customers have their cards linked.

On the other hand, Aadhaar based ATMs have potential to reduce lot of problems that banks face. Aadhaar and biometric based authentication will definitely increase the transactions as customers will not need to have their ATM/Debut cards along with them. Also, many customers forget their PIN numbers quite often, leading to hassle to customers as well as bank as they need to keep re-issuing it again and again.

We will have to wait and see how soon other Banks jump the gun, but it won’t be long before we will see it happening! In our view new age payments banks like Paytm may do it much faster than others!