Dear Nilekani Sir and other Staff members,
Thank you a lot for implementing / working on such an Innovatice product. When UID was started, it was like dream coming true of “corruption free India”. I was very exited. As a part of my social activity, I have been fighting here and there against corruption. UID must be used as a tool to make India corruption free by automating the monetary transactions through UID. Request you to go through the followings and confirm your views on their implementation.
Recently Posted in in many blogs :-
“Subject : Corruption – One-stop Proactive Inevitable Approach to eradicate all Corruptions
During the last 60+ years, nothing has worked-out to stop the ongoing Competitive Corruptions. This omnipresent & omnipotent corruption has ultimately resulted into Government Deficit across India. In such situation, Automation of monetary transactions is the last resort, which will make people electronically & digitally responsible for what they give & take and sell & purchase. It is time to change our stand from Postmortem approach of investigations to Proactive Inevitable approach/controls, which no one could penetrate under any circumstances. The followings Proactive Inevitable measures are suggested to eradicate Corruption* once for all :
1. The UID Card (being issued under Adhaar scheme) should be applicable
and issued to all citizen of India. The UID should have swiping facility, like any Smart card /Debit/Credit. Merely distributing UID cards and linking it with welfare programs/benefits or making any other policies cannot make India free of corruption.
2. Every citizen should have bank account/s, which need to be linked with the UID online.
3. Every citizen should be asked to deposit all their money in their bank by a particular date.
4. All vendors, retailers, business dealers etc to have banks accounts and
deposit all their money in their banks. They also need to get configured Card Swipe devices for fund-transfer by a particular date.
5. Now restrict the use of manual currency to a maximum amount Rs.100/-.
For all transactions (sale & purchase) above Rs.100/-, it will be mandatory to swipe the UID card (like we do transaction through Debit/Credit card) with biometric details for online verification. Thus people will have to swipe the card for all their transactions (sale & purchase), which would add online entries to one’s bank account/s with relevant remarks about the nature & details of transactions. This way the fund will keep travelling online from one account to other (from giver/purchasers to receiver/sellers) with digital proofs.
6. The answer to why limit it to Rs.100/- is “people can carry petty cash for small-time transactions e.g. local bus fares, and other small things”.
Going forward in 2nd phase, we can go for 100% online transaction to prevent misuse. We can also go for SMS way of fund transfer with online verification of biometric details.
7. In cities, most people already use their smart/debit/credit cards for their routine transactions. We just have to modify / extend it to all, making it mandatory thru UID.
8. The existing ways of on-line funds transfer and through cheque system can continue as it is.
9. Now we need to develop/program the online system in such a way that the online transactions are automatically & periodically monitored/reviewed and any undue/irrelevant transaction immediately raise alarms to the Govt Agencies without fail, which in turn can proactively take action against the defaulter, who does not have any excuse for escape.
10. The UID Authority has to centrally set-up a 24hrs helpline to handle the Citizen’s queries and the local administrations can be made responsible for handling queries of lost cards and its re-issuance.
*Let’s start this exercise from major metros and side by side communicate and build the required infrastructures in other cities and villages. Let’s do it in phases and see its magical effects as under :-
1. It would prevent people from freely indulging into any type of money laundering.
2. It would stop evasion of TAX. Approx 60-80% of vendors, retailers, small firms, black-marketeers, self-employed professionals, huge income from rent/properties, etc do not pay tax. Thus Billions Crores rupees are not accounted for tax, resulting into tax-hike for the actual tax-payers every year.
3. It would stop evasion of STAMP DUTY on transaction like Land Registration. Example – property sold at market price of 20 Lacs but registry is made at circle rate for only 5 Lacs. Thus Billions Crores rupees transactions escape stamp duty every day. It would stop the menace of Benami Properties.
4. It would stop illegal storage of food-grains leading to enormous price-hike, Fake Currency, Cash for Vote, “Sale & Purchase of Leaders & Bureaucrats pre & post forming the Govts”, “Undue expenditure during election in hope of making endless money after winning (from Pradhan, Block, Municipal to MP & MLAs etc)”, Endless Dowry, Bribes for Jobs / transfers, “Leaders / Bureacrats / Officials / Babus acting in proportion to bribe received”, Rangdari Tax collected by local Mafias, “Illegal sale & purchase of Govt land/properties/medicine/equipments etc”, Theft / Cheating / Kidnapping / Terrorism (internal & external) / Outlaw extremists, Naxalites, etc.
5. It would online capture & update, as soon as a BPL migrates to APL status and the BPL benefits can automatically stop or vice-versa. The Govt can online identify and help the real destitute/needy ones.
6. It would stop the omnipresent huge donations for admission and hefty fees in Private Schools / Colleges, which restrict the quality education to limited ones.
7. It would stop exploitation of Laborers & employees, Child Labour, Bonded Labour etc.
8. The Govt can easily online block the cards of Terrorist (internal & external) / Naxalites / Outlaws etc, sothat they do not do any transaction, and are forced to surrender.
9. Everyone knows that Contractors give bribe to take contracts which result into compromising with the quality of project and shutting officials’ mouth towards bad quality of the project. Due to its bad quality, most the projects undergo repair-works many times within very short span, which results into leakage of millions crores. Many of the contractors have to give Rangdari Tax to local Mafia also. This would stop automatically.
10. It would stop the flow of Black money and reduce the disparity in income and gap between rich & poor.
11. It would not allow people to use their looted money (lying in sacks & Foreign Banks). It would also deter them from hiding their disproportionate wealth.
12. As this will stop the flow / use of black money, the economy will boost manifolds and the Govt can disburden the common men from unnecessary hike in Tax & Price.
If we study carefully, 80% of our population is involved in some or other sorts of corruption / manipulations / adulterations and the black money so gathered has been giving rise to their purchasing power, resulting into Tax and Price-hike for Common men. With the prevalent easy loop-holes, people adopt corruption way to become millionaire in just few years. Most people aspire / compete for MP/MLA/Pradhan/Panchayat, IPS/IAS/Babus and other lucrative post in Govt & Corp, mainly with a view to make easy & quick money through corruption/manipulations. As nothing proves them guilty for adequate punishment, they keep on doing this at the cost of common men.
Everyone knows, what happened to these scams – Bofors Scam, Cattle Taming Scam, Hawala Scam, Harshad Mehta Scam, Telecom Scam, Fodder Scam, Ketan Parekh Scam, Barak Missile Deal Scam, Tehalka Scam, Taj Corridor Scam, Telgi Scam, Oil in place of Grain Scam, UP Foodgrain Scam, Cash for Vote Scam, Satyam Scam, Madhu Koda Scam, PF Scam, Adarsh Society Scam, 2G Spectrum Scam, CWG Scam, other Land and high profile scandals/scams. Millions of crore have gone into these scams; then the Govts’ postmortem approach like investigations and prolonged court proceedings have further eaten-up multi-crore, leaving the common men with hefty tax & price hike. Venting our rage/despair against corruption through Letters, RTI, news papers, TV Channels, filing court cases have yielded abysmal results. Nothing has punished the culprits to stop corruption for the next time.
UID supporting online monetary transaction is the only one-shot proactive inevitable way to abolish corruption. Other schemes/methods are just time-pass / eye-wash and do not have proactive inevitable features / approach.
I had written a letter to Govt (President, PM & other leaders) initially in
June’2002 and sent its reminders thereafter on 26th Jan’04, 15th August’05, 15th August’07 and 26thJan’09. Again wrote afresh to Govt in February’2010 and sent through UPC. Further wrote emails to Govt & its stake-holders in March’2010. Govt had implemented the first part of my suggestion in form of UID. However, the vital suggestion of allowing monetary transactions through use/swiping of UID is yet not considered. So I raised a PIL to Supreme Court on 21st Dec’10 (through email and speed post no.EU85697923). Action is still pending.
Like other policies, it too has challenges in its implementation. However, it is a principally, technically, financially and practically doable program. I have its complete plan ready and have solutions to all its challenges/hiccups likely to be faced during its implementation. I do have solutions for handling and channelizing the Corporate/Organizations’ transactions (non-individual) through similar UID scheme. For NRIs also.
The corrupt ones will oppose it. This needs strong determination & will power from Govt and relentless support from Public. It would be a sure-shot success. I would like to participate in its debate and implementation. Please contact me at bsr18170@gmail.com. .
There is no bigger issue than corruption. There is nothing more patriotic than implementing the above and save the nation & its people.*
Kindly confirm your view and support on this. I am available for all further clarifications.
Thanking you,
BSR (bsr18170@gmail.com)”
*BSR (a common man)
Cannot give my full name and address due to security reasons*
1. Letters/emails sent to Govts on how to control corruption
Thank you a lot for implementing / working on such an Innovatice product. When UID was started, it was like dream coming true of “corruption free India”. I was very exited. As a part of my social activity, I have been fighting here and there against corruption. UID must be used as a tool to make India corruption free by automating the monetary transactions through UID. Request you to go through the followings and confirm your views on their implementation.
Recently Posted in in many blogs :-
“Subject : Corruption – One-stop Proactive Inevitable Approach to eradicate all Corruptions
During the last 60+ years, nothing has worked-out to stop the ongoing Competitive Corruptions. This omnipresent & omnipotent corruption has ultimately resulted into Government Deficit across India. In such situation, Automation of monetary transactions is the last resort, which will make people electronically & digitally responsible for what they give & take and sell & purchase. It is time to change our stand from Postmortem approach of investigations to Proactive Inevitable approach/controls, which no one could penetrate under any circumstances. The followings Proactive Inevitable measures are suggested to eradicate Corruption* once for all :
1. The UID Card (being issued under Adhaar scheme) should be applicable
and issued to all citizen of India. The UID should have swiping facility, like any Smart card /Debit/Credit. Merely distributing UID cards and linking it with welfare programs/benefits or making any other policies cannot make India free of corruption.
2. Every citizen should have bank account/s, which need to be linked with the UID online.
3. Every citizen should be asked to deposit all their money in their bank by a particular date.
4. All vendors, retailers, business dealers etc to have banks accounts and
deposit all their money in their banks. They also need to get configured Card Swipe devices for fund-transfer by a particular date.
5. Now restrict the use of manual currency to a maximum amount Rs.100/-.
For all transactions (sale & purchase) above Rs.100/-, it will be mandatory to swipe the UID card (like we do transaction through Debit/Credit card) with biometric details for online verification. Thus people will have to swipe the card for all their transactions (sale & purchase), which would add online entries to one’s bank account/s with relevant remarks about the nature & details of transactions. This way the fund will keep travelling online from one account to other (from giver/purchasers to receiver/sellers) with digital proofs.
6. The answer to why limit it to Rs.100/- is “people can carry petty cash for small-time transactions e.g. local bus fares, and other small things”.
Going forward in 2nd phase, we can go for 100% online transaction to prevent misuse. We can also go for SMS way of fund transfer with online verification of biometric details.
7. In cities, most people already use their smart/debit/credit cards for their routine transactions. We just have to modify / extend it to all, making it mandatory thru UID.
8. The existing ways of on-line funds transfer and through cheque system can continue as it is.
9. Now we need to develop/program the online system in such a way that the online transactions are automatically & periodically monitored/reviewed and any undue/irrelevant transaction immediately raise alarms to the Govt Agencies without fail, which in turn can proactively take action against the defaulter, who does not have any excuse for escape.
10. The UID Authority has to centrally set-up a 24hrs helpline to handle the Citizen’s queries and the local administrations can be made responsible for handling queries of lost cards and its re-issuance.
*Let’s start this exercise from major metros and side by side communicate and build the required infrastructures in other cities and villages. Let’s do it in phases and see its magical effects as under :-
1. It would prevent people from freely indulging into any type of money laundering.
2. It would stop evasion of TAX. Approx 60-80% of vendors, retailers, small firms, black-marketeers, self-employed professionals, huge income from rent/properties, etc do not pay tax. Thus Billions Crores rupees are not accounted for tax, resulting into tax-hike for the actual tax-payers every year.
3. It would stop evasion of STAMP DUTY on transaction like Land Registration. Example – property sold at market price of 20 Lacs but registry is made at circle rate for only 5 Lacs. Thus Billions Crores rupees transactions escape stamp duty every day. It would stop the menace of Benami Properties.
4. It would stop illegal storage of food-grains leading to enormous price-hike, Fake Currency, Cash for Vote, “Sale & Purchase of Leaders & Bureaucrats pre & post forming the Govts”, “Undue expenditure during election in hope of making endless money after winning (from Pradhan, Block, Municipal to MP & MLAs etc)”, Endless Dowry, Bribes for Jobs / transfers, “Leaders / Bureacrats / Officials / Babus acting in proportion to bribe received”, Rangdari Tax collected by local Mafias, “Illegal sale & purchase of Govt land/properties/medicine/equipments etc”, Theft / Cheating / Kidnapping / Terrorism (internal & external) / Outlaw extremists, Naxalites, etc.
5. It would online capture & update, as soon as a BPL migrates to APL status and the BPL benefits can automatically stop or vice-versa. The Govt can online identify and help the real destitute/needy ones.
6. It would stop the omnipresent huge donations for admission and hefty fees in Private Schools / Colleges, which restrict the quality education to limited ones.
7. It would stop exploitation of Laborers & employees, Child Labour, Bonded Labour etc.
8. The Govt can easily online block the cards of Terrorist (internal & external) / Naxalites / Outlaws etc, sothat they do not do any transaction, and are forced to surrender.
9. Everyone knows that Contractors give bribe to take contracts which result into compromising with the quality of project and shutting officials’ mouth towards bad quality of the project. Due to its bad quality, most the projects undergo repair-works many times within very short span, which results into leakage of millions crores. Many of the contractors have to give Rangdari Tax to local Mafia also. This would stop automatically.
10. It would stop the flow of Black money and reduce the disparity in income and gap between rich & poor.
11. It would not allow people to use their looted money (lying in sacks & Foreign Banks). It would also deter them from hiding their disproportionate wealth.
12. As this will stop the flow / use of black money, the economy will boost manifolds and the Govt can disburden the common men from unnecessary hike in Tax & Price.
If we study carefully, 80% of our population is involved in some or other sorts of corruption / manipulations / adulterations and the black money so gathered has been giving rise to their purchasing power, resulting into Tax and Price-hike for Common men. With the prevalent easy loop-holes, people adopt corruption way to become millionaire in just few years. Most people aspire / compete for MP/MLA/Pradhan/Panchayat, IPS/IAS/Babus and other lucrative post in Govt & Corp, mainly with a view to make easy & quick money through corruption/manipulations. As nothing proves them guilty for adequate punishment, they keep on doing this at the cost of common men.
Everyone knows, what happened to these scams – Bofors Scam, Cattle Taming Scam, Hawala Scam, Harshad Mehta Scam, Telecom Scam, Fodder Scam, Ketan Parekh Scam, Barak Missile Deal Scam, Tehalka Scam, Taj Corridor Scam, Telgi Scam, Oil in place of Grain Scam, UP Foodgrain Scam, Cash for Vote Scam, Satyam Scam, Madhu Koda Scam, PF Scam, Adarsh Society Scam, 2G Spectrum Scam, CWG Scam, other Land and high profile scandals/scams. Millions of crore have gone into these scams; then the Govts’ postmortem approach like investigations and prolonged court proceedings have further eaten-up multi-crore, leaving the common men with hefty tax & price hike. Venting our rage/despair against corruption through Letters, RTI, news papers, TV Channels, filing court cases have yielded abysmal results. Nothing has punished the culprits to stop corruption for the next time.
UID supporting online monetary transaction is the only one-shot proactive inevitable way to abolish corruption. Other schemes/methods are just time-pass / eye-wash and do not have proactive inevitable features / approach.
I had written a letter to Govt (President, PM & other leaders) initially in
June’2002 and sent its reminders thereafter on 26th Jan’04, 15th August’05, 15th August’07 and 26thJan’09. Again wrote afresh to Govt in February’2010 and sent through UPC. Further wrote emails to Govt & its stake-holders in March’2010. Govt had implemented the first part of my suggestion in form of UID. However, the vital suggestion of allowing monetary transactions through use/swiping of UID is yet not considered. So I raised a PIL to Supreme Court on 21st Dec’10 (through email and speed post no.EU85697923). Action is still pending.
Like other policies, it too has challenges in its implementation. However, it is a principally, technically, financially and practically doable program. I have its complete plan ready and have solutions to all its challenges/hiccups likely to be faced during its implementation. I do have solutions for handling and channelizing the Corporate/Organizations’ transactions (non-individual) through similar UID scheme. For NRIs also.
The corrupt ones will oppose it. This needs strong determination & will power from Govt and relentless support from Public. It would be a sure-shot success. I would like to participate in its debate and implementation. Please contact me at bsr18170@gmail.com. .
There is no bigger issue than corruption. There is nothing more patriotic than implementing the above and save the nation & its people.*
Kindly confirm your view and support on this. I am available for all further clarifications.
Thanking you,
BSR (bsr18170@gmail.com)”
*BSR (a common man)
Cannot give my full name and address due to security reasons*
1. Letters/emails sent to Govts on how to control corruption
