AADHAAR RELATED ARTICLES: 8708 - E-wallet business may not work, say retail experts

In 2009, I became extremely concerned with the concept of Unique Identity for various reasons. Connected with many like minded highly educated people who were all concerned.

On 18th May 2010, I started this Blog to capture anything and everything I came across on the topic. This blog with its million hits is a testament to my concerns about loss of privacy and fear of the ID being misused and possible Criminal activities it could lead to.

In 2017 the Supreme Court of India gave its verdict after one of the longest hearings on any issue. I did my bit and appealed to the Supreme Court Judges too through an On Line Petition.

In 2019 the Aadhaar Legislation has been revised and passed by the two houses of the Parliament of India making it Legal. I am no Legal Eagle so my Opinion carries no weight except with people opposed to the very concept.

In 2019, this Blog now just captures on a Daily Basis list of Articles Published on anything to do with Aadhaar as obtained from Daily Google Searches and nothing more. Cannot burn the midnight candle any longer.

"In Matters of Conscience, the Law of Majority has no place"- Mahatma Gandhi

Ram Krishnaswamy

Sydney, Australia.

Aadhaar

The UIDAI has taken two successive governments in India and the entire world for a ride. It identifies nothing. It is not unique. The entire UID data has never been verified and audited. The UID cannot be used for governance, financial databases or anything. It’s use is the biggest threat to national security since independence. – Anupam Saraph 2018

When I opposed Aadhaar in 2010 , I was called a BJP stooge. In 2016 I am still opposing Aadhaar for the same reasons and I am told I am a Congress die hard. No one wants to see why I oppose Aadhaar as it is too difficult. Plus Aadhaar is FREE so why not get one ? Ram Krishnaswamy

First they ignore you, then they laugh at you, then they fight you, then you win.-Mahatma Gandhi

In matters of conscience, the law of the majority has no place.Mahatma Gandhi

“The invasion of privacy is of no consequence because privacy is not a fundamental right and has no meaning under Article 21. The right to privacy is not a guaranteed under the constitution, because privacy is not a fundamental right.” Article 21 of the Indian constitution refers to the right to life and liberty -Attorney General Mukul Rohatgi

“There is merit in the complaints. You are unwittingly allowing snooping, harassment and commercial exploitation. The information about an individual obtained by the UIDAI while issuing an Aadhaar card shall not be used for any other purpose, save as above, except as may be directed by a court for the purpose of criminal investigation.”-A three judge bench headed by Justice J Chelameswar said in an interim order.

Legal scholar Usha Ramanathan describes UID as an inverse of sunshine laws like the Right to Information. While the RTI makes the state transparent to the citizen, the UID does the inverse: it makes the citizen transparent to the state, she says.

Good idea gone bad
I have written earlier that UID/Aadhaar was a poorly designed, unreliable and expensive solution to the really good idea of providing national identification for over a billion Indians. My petition contends that UID in its current form violates the right to privacy of a citizen, guaranteed under Article 21 of the Constitution. This is because sensitive biometric and demographic information of citizens are with enrolment agencies, registrars and sub-registrars who have no legal liability for any misuse of this data. This petition has opened up the larger discussion on privacy rights for Indians. The current Article 21 interpretation by the Supreme Court was done decades ago, before the advent of internet and today’s technology and all the new privacy challenges that have arisen as a consequence.

Rajeev Chandrasekhar, MP Rajya Sabha

“What is Aadhaar? There is enormous confusion. That Aadhaar will identify people who are entitled for subsidy. No. Aadhaar doesn’t determine who is eligible and who isn’t,” Jairam Ramesh

But Aadhaar has been mythologised during the previous government by its creators into some technology super force that will transform governance in a miraculous manner. I even read an article recently that compared Aadhaar to some revolution and quoted a 1930s historian, Will Durant.Rajeev Chandrasekhar, Rajya Sabha MP

“I know you will say that it is not mandatory. But, it is compulsorily mandatorily voluntary,” Jairam Ramesh, Rajya Saba April 2017.

August 24, 2017: The nine-judge Constitution Bench rules that right to privacy is “intrinsic to life and liberty”and is inherently protected under the various fundamental freedoms enshrined under Part III of the Indian Constitution

"Never doubt that a small group of thoughtful, committed citizens can change the World; indeed it's the only thing that ever has"

“Arguing that you don’t care about the right to privacy because you have nothing to hide is no different than saying you don’t care about free speech because you have nothing to say.” -Edward Snowden

In the Supreme Court, Meenakshi Arora, one of the senior counsel in the case, compared it to living under a general, perpetual, nation-wide criminal warrant.

Had never thought of it that way, but living in the Aadhaar universe is like living in a prison. All of us are treated like criminals with barely any rights or recourse and gatekeepers have absolute power on you and your life.

Announcing the launch of the # BreakAadhaarChainscampaign, culminating with events in multiple cities on 12th Jan. This is the last opportunity to make your voice heard before the Supreme Court hearings start on 17th Jan 2018. In collaboration with @no2uidand@rozi_roti.

UIDAI's security seems to be founded on four time tested pillars of security idiocy

1) Denial

2) Issue fiats and point finger

3) Shoot messenger

4) Bury head in sand.

God Save India

Friday, September 18, 2015

8708 - E-wallet business may not work, say retail experts - DNA India

E-wallet business may not work, say retail experts

Thursday, 17 September 2015 - 9:02am IST | Place: Mumbai | Agency: dna

Ashish K Tiwari

Three factors are set to significantly change India over the next five years -- digitisation phenomenon and society going cashless, 4G and Aadhar, say retail experts.

Three factors are set to significantly change India over the next five years -- digitisation phenomenon and society going cashless, 4G and Aadhar, say retail experts.

BS Nagesh, founder, Trust for Retailers & Retail Association of India, (TRRAIN), made a reference to what Infosys co-founder Nandan Nilekani commented recently that India would see disruptions due to digital payments in the Indian banking system.

“He’d (Nilekani) also emphasised on the fact that power was gradually shifting in the hands of mobile and peer-to-peer,” said Nagesh.

Kishore Biyani, founder and group CEO, Future Group, said their top management recently had a meeting on payments solutions, wallet services, etc, as there was a lot of excitement about these initiatives in the market.

“Interestingly, we did our number crunching and found that there are only 3.5 crore tax payers in the country. While there is a huge ongoing debate on ‘ek number and do number ka paisa’ (white and black money), till date there are only has two crore credit card users and a little over 1.5 crore unique (UID) numbers,” said Biyani, adding, “I am not a great believer of Aadhaar’ because 30% of India is not accessible thus negating the effectiveness of Aadhaar.”

He said, “People are expecting wallet service to generate Rs 10-20 crore revenues. However, till the time black and white money gets debated in the country, I don’t think this wallet business will ever work. Wallet means digital, digital means ‘ek number ka paisa’ (white money),” said Biyani adding that there is no need really for a wallet service.

He, however, also announced plans to start own wallet service.

"In the next two years, we will have more than 40 wallet companies in the country. There has to be value addition in whatever idea you do. We are also launching our wallet now," Biyani said.

While there is consensus that wallet facility will get used mainly in the services sector, Biyani said it’s not really going to change the entire society very fast. “It is not really a profitable business to be in,” he said, adding that options like bank account, debit cards, credit cards already exist in the system to facilitate cashless payments.

So when will change really accelerate? Raghav Bahl, founder and chairman, Quintillion Media Pvt Ltd, said, “It will, when there is serious job creation. I think our politicians will have to learn their lessons at their cost. We recently witnessed a huge mobilisation in Gujarat which was nothing to do with the caste but people majorly stressed on the need for having real jobs.

“While the current government understands the problem, it’s just not moving fast enough. A few more jolts will get them to move faster and that’s the only solution. The market will expand only when the organised economy expands. It all comes down to infrastructure, investments, manufacturing and jobs. It’s just that someone has to wake up at the policy making level.”